
Nia Oktaviani Putri
@niaoktavianiputri
Retail Relationship Manager at PT Bank Negara Indonesia analyzing financing proposals and managing a portfolio of 22 commercial debtors.
What I'm looking for
At PT Bank Negara Indonesia (Persero) Tbk., I analyze financial statements, business performance, financing needs, repayment capacity, and risks to support business and financing decisions. I review commercial financing proposals and prepare recommendations and supporting documents.
I manage relationships with 22 commercial debtors and coordinate with customers and internal Risk, Legal, Appraisal, and Operations functions. I’ve analyzed more than 20 commercial financing proposals and managed a portfolio of approximately IDR 75 billion.
My oceanography research examined longshore currents, sediment transport, and shoreline abrasion along the coast of Kaliwungu, Kendal. I used wind and wave data, MIKE21, ArcGIS, remote sensing, and DSAS to model currents and assess shoreline movement; the research was published in the Indonesian Journal of Oceanography in 2024.
I’ve also worked as a Junior Staff member at Maritime & Fisheries Department, Central Java, and as a GIS Laboratory Assistant and Remote Sensing Laboratory Assistant at Department of Oceanography, Diponegoro University. My technical experience includes Python/Pandas, SQL, Excel, Power BI, and geospatial and coastal analysis, and I’m interested in data quality, research operations, and sustainability programmes.
Experience
Work history, roles, and key accomplishments
Retail Relationship Manager
PT Bank Negara Indonesia (Persero) Tbk.
Sep 2025 - Present (1 year 1 month)
Analyze financial statements, business performance, financing needs, and key risks to support business decisions. Manage relationships with 22 commercial debtors and coordinate with internal functions for timely execution.
Officer Development Program
PT Bank Negara Indonesia (Persero) Tbk.
Jun 2024 - Aug 2025 (1 year 2 months)
Completed structured development across commercial banking, banking operations, credit analysis, and risk management. Analyzed business and financial information and communicated findings through documentation and presentations.
Back-End Engineer
Algomarine Solution
Jan 2021 - Dec 2022 (1 year 11 months)
Managed databases and supported backend development for a web-based community platform.
GIS Laboratory Assistant
Department of Oceanography, Diponegoro University
Aug 2021 - Oct 2022 (1 year 2 months)
Developed GIS practical modules, supported ArcGIS laboratory sessions, and evaluated laboratory reports.
Remote Sensing Laboratory Assistant
Department of Oceanography, Diponegoro University
Aug 2021 - Oct 2022 (1 year 2 months)
Supported remote-sensing practical sessions and developed teaching materials.
Junior Staff
Maritime & Fisheries Department, Central Java
Jan 2022 - Mar 2022 (2 months)
Conducted coastal hazard assessment using MIKE21 to analyze longshore currents and abrasion potential.
Education
Degrees, certifications, and relevant coursework
Diponegoro University
Bachelor of Science, Oceanography
2019 - 2023
Grade: 3.64/4.00
Bachelor of Science in Oceanography with a GPA of 3.64/4.00, covering coastal processes, GIS, and remote sensing.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
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