At Home Credit Vietnam, I own acquisition risk analytics for a consumer lending product, monitoring application quality, approval performance, and portfolio indicators. I use SQL and Python to investigate risk changes and support acquisition and underwriting strategies.
Previously, I designed and implemented credit scoring models at VPBank and developed machine learning scoring models at TPBank - FICO and OCB - ComB. My work has included putting models into production, building analytical tools and reports, and supporting credit decisions across consumer lending.
