At Shinhan Vietnam Finance Company, I own behavior score models that assess customers’ future payment ability and creditworthiness. I build and deploy models, standardize 140,000+ customer records into modeling datasets, and develop monitoring reports using SAS and VBA.
I improve credit policy execution through data analysis, validation, back-testing, digital auto-approval processes, and cross-functional system implementation. Previously, I supported credit policy, loan approval, delinquency, and debt-reminder reporting at Mirae Asset Finance Company, after managing store operations and staff training at Paris Baguette.
