Open to opportunities

Musa User

@musauser

Message

I am an experienced banking professional with 13+ years in trade finance, operations, and compliance.

Azerbaijan

Message

What I'm looking for

I seek a responsible role in banking operations or trade finance where I can apply my finance knowledge, operations expertise, AML/KYC experience, and multilingual communication to improve processes and client service.

I am a seasoned banking operations manager with 13+ years in retail banking and foreign trade operations. I have managed trade finance workflows—processing letters of credit, bills of exchange, and international wire transfers—handled SWIFT messaging, supported corporate foreign currency transactions, and monitored branch operations with strong internal cash controls and audit preparation.

I prioritize compliance and client service, ensuring AML/KYC adherence while streamlining account onboarding and reconciliations. I am multilingual and driven to take on a responsible, demanding role where I can apply my finance knowledge, operational expertise, and service orientation to improve processes and client outcomes.

Experience

Work history, roles, and key accomplishments

Senior Banking Operations Manager

Bank AL Habib Ltd

Jul 2018 - Dec 2024 (6 years 5 months)

Managed trade finance operations processing Letters of Credit, bills of exchange and international SWIFT settlements while supporting corporate clients with foreign currency transactions. Ensured AML/KYC compliance, prepared audits, and strengthened internal cash controls across branch operations.

Trade Finance Swift KYC Reconciliations Core Banking Systems Microsoft Excel

Assistant Manager, Retail Banking

Bank AL Habib Ltd

Jun 2014 - Jun 2018 (4 years)

Provided retail client servicing for savings, remittance and credit products, opened accounts and managed onboarding processes. Promoted financial products to SME clients and maintained accurate records to ensure regulatory compliance.

Customer Service Onboarding Remittances Sales Support KYC Regulatory Compliance Record keeping Core Banking Systems

Officer Grade II (Back Office)

Bank AL Habib Ltd

Jun 2011 - Mar 2014 (2 years 9 months)

Consolidated daily financial positions of area branches and presented reports to management while handling back-office reconciliations and reporting. Performed HR-related duties including interviews, onboarding, transfers and training coordination.

Back Office Operations Financial Reporting Reconciliations Reporting Core Banking Systems Microsoft Excel

Accounts Officer

Ali Group of Companies

Apr 2010 - Jun 2011 (1 year 2 months)

Prepared bank receipt and payment vouchers, managed imprest accounts and provided administrative support including payroll backup. Performed client billing and account reconciliations to maintain accurate financial records.