Monika Singh

I’m an MBA (Finance) professional with 2.5+ years of hands-on experience in onboarding due diligence, KYC verification, and AML-aligned risk assessment in a regulated financial services environment. I focus on reviewing documentation for authenticity, identifying red flags, and applying internal policy and regulatory guidelines to keep decisions audit-ready.

In my Senior Credit Officer role for auto loans, I conducted customer due diligence on retail loan applicants by gathering and reviewing identity, income, and financial documentation for consistency. I assessed risk using credit risk assessment frameworks and escalated suspicious cases per internal compliance protocols.

I also reviewed CIBIL reports and credit bureau data to verify risk profiles and detect potential fraud indicators. I maintained meticulous regulatory record-keeping and coordinated with cross-functional teams to resolve documentation discrepancies and move high-risk cases forward responsibly.

Beyond compliance work, I’ve led teams as an Area Territory Sales Incharge by tracking performance metrics, analyzing business and operational data, and improving operational controls and documentation standards. I’m currently pursuing CAMS and want to bring this due-diligence and compliance foundation into a KYB Operations Analyst role supporting corporate onboarding and financial crime risk management.