Open to opportunities

milan thakur

@milanthakur

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Data-driven banking professional transitioning into impactful Data Analyst roles.

Zimbabwe

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What I'm looking for

I’m seeking a mid-level Data Analyst role in BFSI or analytics-driven organizations, where my Banking & Financial Services domain expertise and analytical skills can create measurable business impact through data-backed decision-making.

I bring 10 years of retail and corporate banking experience in Banking & Financial Services, specializing in working capital, portfolio management, and operations. I’ve built a reputation for turning large datasets into clear MIS, performance tracking, and decision-ready insights.

In my Data Analysts roles, I analyzed commercial banking portfolios to track utilization trends and account performance. I prepared MIS for renewals, disbursements, and exposure monitoring, identified underutilized limits and improvement opportunities, and supported cross-selling through customer transaction analysis. I also created performance dashboards for utilization, disbursement, and revenue, and used trend and risk analysis to reduce operational risk.

I continued this momentum across portfolio and operations leadership, managing SME and working capital portfolios, generating regular MIS for senior management, and monitoring account health with early warning signals. Alongside reporting and stakeholder communication, I ensured data accuracy across CRM and core banking systems (Finacle, Flexcube, LOS), using data validation, reconciliation, and dashboard preparation to improve operational efficiency.

Experience

Work history, roles, and key accomplishments

Data Analyst - Portfolio

IndusInd Bank Ltd.

Jun 2025 - Nov 2025 (5 months)

Analyzed commercial banking portfolios to track utilization trends, renewals, disbursements, and exposure monitoring. Identified underutilized limits and opportunities, supporting cross-selling through customer transaction analysis.

Limit Utilization Transaction analysis Performance Tracking

Data Analyst - Working Capital

Kotak Mahindra Bank Ltd.

Nov 2024 - Jun 2025 (7 months)

Maintained and analyzed commercial asset portfolios to support timely renewals. Built performance dashboards for utilization, disbursement, and revenue tracking while conducting portfolio reviews to reduce operational risk.

Power BI Tableau Data Validation Trend Analysis Dashboards

Portfolio Relationship Manager

Axis Bank Ltd.

Feb 2024 - Jun 2024 (4 months)

Monitored working capital accounts using utilization and exposure reports and supported credit and risk teams with structured data insights. Improved account servicing efficiency through systematic data tracking and stakeholder reporting.

Data Insights Account Servicing Trend Analysis

Portfolio Relationship Manager

AU Small Finance Bank Ltd.

Dec 2021 - Feb 2024 (2 years 2 months)

Managed and analyzed SME working capital portfolios for timely renewals and account health monitoring. Created regular MIS reports, tracked early warning signals, and ensured data accuracy across CRM and core banking systems.

SME Working Capital Analytics Account Health Monitoring Core Banking Systems Data Reconciliation

Operations Manager (Gold Loans)

Axis Bank Ltd.

Dec 2020 - Dec 2021 (1 year)

Analyzed gold loan portfolio data including purity, valuation, and disbursement metrics. Conducted audits and reconciliations to ensure data integrity and prepared operational and branch-level analytics reports.

Gold Loan Analytics Data Reconciliation Valuation Disbursal Data Quality Assurance

Portfolio Relationship Manager

Kotak Mahindra Bank Ltd.

Aug 2018 - Sep 2020 (2 years 1 month)

Handled commercial portfolios with a focus on utilization analysis and renewals performance. Generated Excel-based reports to track portfolio growth and overall performance.

Portfolio Growth Performance Monitoring

Operations Executive (Loan Data)

Axis Securities Ltd.

Jan 2015 - Aug 2018 (3 years 7 months)

Managed data related to retail loan disbursements (PL, HL, LAP, and Auto Loans) and maintained customer databases and operational reports. Supported branch and compliance operations through accurate data handling and reporting.

Compliance Support Retail Banking Operations