Open to opportunities

Md Ammar Alam

@mdammaralam

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Detail-oriented Collection Executive with expertise in loan recovery processes.

India

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What I'm looking for

I am looking for a role that offers growth opportunities and a collaborative work environment.

I am a dedicated Collection Executive with experience in managing end-to-end collection processes for personal loans. My role at Sayyam Investments Private Limited involved ensuring timely recoveries while maintaining low delinquency rates. I take pride in my ability to maintain detailed records of collection activities and monitor repayment schedules effectively.

With a background in Civil Engineering from Visvesvaraya Technological University, I bring analytical skills and a problem-solving mindset to my work. I have developed web applications using technologies like React.js and Node.js, showcasing my ability to blend technical skills with my professional responsibilities in collections.

Experience

Work history, roles, and key accomplishments

Collection Executive

Sayyam Investments Private Limited

Dec 2023 - Jan 2025 (1 year 1 month)

Handled end-to-end collection processes for small personal loans offered via the mobile app, ensuring timely recoveries and maintaining low delinquency rates. Maintained detailed records of all collection activities, monitored repayment schedules, and identified potential risk cases for escalated intervention.

Debt Collection Risk Management Data Entry Customer Relationship Management

Education

Degrees, certifications, and relevant coursework

Visvesvaraya Technological University

Bachelor of Engineering, Civil Engineering

Grade: 65.7%

Completed a Bachelor of Engineering in Civil Engineering, gaining expertise in structural analysis, transportation engineering, and construction management. Developed strong problem-solving skills through coursework and practical projects.

Gaya College

Higher Secondary Certificate, General Studies

Grade: 66.6%

Completed Higher Secondary Certificate studies, building a strong academic foundation across various subjects. Prepared for university-level education.

Gyan Bharti Public School

Secondary School Certificate, General Studies

Grade: 77.9%

Completed Secondary School Certificate studies, developing foundational knowledge in core academic disciplines. Achieved strong results in examinations.