Michael Bone
@mbone2947
Mortgage loss mitigation and claims specialist focused on SLA-driven, audit-ready documentation.
What I'm looking for
I’m a detail-oriented Mortgage Loss Mitigation & Claims Specialist with 5+ years of experience in loss mitigation, financial documentation review, and high-volume mortgage operations. I validate eligibility, resolve documentation gaps, and support timely filing of loss mitigation claims in compliance-driven environments.
I’m strong in SLA & Deadline Management, exception & suspense resolution, and pipeline & queue monitoring to keep work moving without sacrificing accuracy. In my role, I reviewed 100+ borrower accounts monthly, verified loan data and documentation, and maintained audit-ready records within CRM systems in line with regulatory guidelines.
Before mortgage work, I served as a Patient Ambassador at Siskin Rehabilitation Hospital, where I verified insurance, financial, and authorization documentation in compliance with HIPAA regulations. I collected and reviewed required documentation, coordinated with internal departments to resolve discrepancies, and improved processing efficiency through careful, high-volume intake.
I bring a consistent, compliance-first approach—spotting missing or inconsistent information early, following up quickly, and preventing processing delays. I’m motivated by exception resolution, audit readiness, and minimizing risk and financial loss while keeping turnaround times dependable.
Experience
Work history, roles, and key accomplishments
Loss Mitigation Agent
Nationwide Recovery Services
Sep 2022 - Nov 2025 (3 years 2 months)
Reviewed 100+ borrower accounts monthly to validate eligibility for loss mitigation solutions and support claim filing processes. Verified loan data and financial documentation for compliance, resolved exceptions to prevent delays, and maintained audit-ready CRM records while meeting SLA-driven turnaround times.
Patient Ambassador
Siskin Rehabilitation Hospital
Mar 2017 - Feb 2022 (4 years 11 months)
Verified insurance, financial, and authorization documentation in compliance with HIPAA regulations and maintained accurate intake files. Collected and reviewed required documentation, coordinated with internal departments to resolve discrepancies, and supported high-volume workflows with strong attention to detail.
Education
Degrees, certifications, and relevant coursework
University of Tennessee at Chattanooga
Bachelor of Science in Psychology, Psychology
Bachelor of Science in Psychology from the University of Tennessee at Chattanooga.
University of Tennessee at Chattanooga
Bachelor of Science, Psychology
Earned a Bachelor of Science in Psychology from the University of Tennessee at Chattanooga.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
Job categories
Skills
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