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Maryna LukashovaML
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Maryna Lukashova

@marynalukashova

Financial analyst at JSC «First Ukrainian International Bank» who cut operational costs by 18%.

Ukraine
Message

At JSC «First Ukrainian International Bank», I work on financial analytics and unit economics for the processing business, supporting management decisions with clearer data. I rebuilt cost allocation models across business units, reducing operational costs by 18% (≈ UAH 9.6M annual savings).

I reconciled management reporting with supplier and partner documents, reducing discrepancies between actual and reported costs by 60%. I also introduced standardized methods for new cost types and fees to make management accounting more repeatable.

My work on unit economics and fee structures identified monetization gaps and potential additional annual revenue of ≈ UAH 720K. I automated reporting and analytical processes, reducing report preparation time by 4x and saving ≈ UAH 300K in annual labor costs.

Earlier, as a Financial Operations Analyst / Business Finance at JSC «First Ukrainian International Bank», I handled partner reconciliations, invoicing, and cash flow control in the payment business. I bring a focus on accurate financial data and transparent accounting so decisions are based on facts, not assumptions.

Experience

Work history, roles, and key accomplishments

FB
Current

Financial Analyst / Product Finance

First Ukrainian International Bank

Feb 2020 - Present (6 years 8 months)

Responsible for financial analytics and unit economics of the processing business, focusing on management decision-making, data transparency, and financial performance. Reviewed and rebuilt cost allocation models, reducing operational costs by 18% and restoring data accuracy by reconciling management reporting with primary documents.

Education

Degrees, certifications, and relevant coursework

DT

Donetsk National University of Economics and Trade named after M.I. Tuhan-Baranovskyi

Specialist, International Economics

2008 - 2013

Earned a Specialist degree in International Economics from Donetsk National University of Economics and Trade named after M.I. Tuhan-Baranovskyi from 2008 to 2013.

Tech stack

Software and tools used professionally

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