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Manish SinghMS
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Manish Singh

@manishsingh4

I’m a US mortgage post-closing and VOE specialist delivering TRID-compliant, audit-ready loans.

India
Message

What I'm looking for

I’m seeking a Senior Analyst role in US Mortgage Post-Closing & VOE, focused on TRID-compliant Closing Disclosures, accurate VOE processing, and audit-ready documentation—while maintaining SLA performance and strict investor guideline adherence.

I’m a results-driven mortgage operations professional with 5 years of experience, including 2 years specializing in US Mortgage Post-Closing and Verification of Employment (VOE). I’m a subject matter expert in MVOE, RVOE, and WVOE workflows for both salaried and self-employed borrowers.

I consistently deliver precision at scale—processing 300+ loan files with 98% quality accuracy within SLA. I’m especially strong in Closing Disclosure (CD) preparation, TRID compliance, and tolerance cure validation, while ensuring investor guideline adherence.

My compliance mindset shows up in how I work: I execute Mavent review to identify and remediate high-risk tolerance failures and regulatory non-compliance before investor delivery. I also prepare, review, and audit CD/closing packages and manage PCCD workflows to keep loan files complete and audit-ready.

Beyond mortgage ops, I’ve built operational rigor through roles in AML/transaction investigation, B2C/B2B support, social media escalations, and technical support/content moderation. I bring that same discipline and customer-safe attention to detail to every post-closing and VOE task.

Experience

Work history, roles, and key accomplishments

First Source Limited logoFL

VOE & Post-Closing Specialist

Mar 2024 - Feb 2026 (1 year 11 months)

Processed 300+ VOE requests (MVOE, RVOE, WVOE) for salaried and self-employed borrowers, achieving 98% quality accuracy within SLA. Prepared and audited Closing Disclosures and PCCD packages to ensure TRID compliance and investor guideline adherence (Fannie Mae, Freddie Mac, FHA, VA).

Education

Degrees, certifications, and relevant coursework

Gauhati University logoGU

Gauhati University

Bachelor of Business Administration (BBA), Business Administration

2014 - 2017

Earned a Bachelor of Business Administration (BBA) at Gauhati University. Completed a final year project designing the Depot Online System layout at Food Corporation of India (FCI).

AB

Army Public School, Basistha

Higher Secondary / High School, General Education

Completed higher secondary/high school education at Army Public School in Basistha.

Tech stack

Software and tools used professionally

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