Magued El Garraya
@maguedelgarraya
Senior Credit Portfolio Manager specializing in SME risk, financial modeling, and portfolio optimization.
EgyptWhat I'm looking for
I am a strategic, results-driven Senior Credit Portfolio Manager with over six years of banking experience focused on SME risk assessment and portfolio oversight.
I build and implement financial models, forecast cash flows, and stress-test scenarios to mitigate risk and inform executive decisions.
I routinely prepare and present comprehensive credit proposal memos, collaborate with sales and risk teams, and ensure compliance with bank policies while improving portfolio profitability.
I seek a remote finance role where I can leverage advanced analytical, risk-management, and cross-functional collaboration skills to drive measurable results.
Experience
Work history, roles, and key accomplishments
Senior Credit Portfolio Manager
QNB Al-Ahli
May 2024 - Present (1 year 10 months)
Spearhead holistic management and risk assessment of a diversified SME credit portfolio, developing financial models and stress tests that inform executive decisions and optimize profitability while ensuring policy compliance.
Senior SMEs Credit Analyst
QNB Al-Ahli
Mar 2021 - May 2024 (3 years 2 months)
Performed in-depth financial and market analysis for corporate clients, developed forecasts to evaluate debt coverage and prepared credit proposal memos that reduced potential risk exposure and supported executive lending decisions.
SMEs Credit Analyst
QNB Al-Ahli
Mar 2019 - Mar 2021 (2 years)
Conducted thorough financial analysis for SME clients to inform accurate credit risk assessments and supported senior analysts in preparing credit reports and client evaluations.
Cash Point Agent
QNB Al-Ahli
Jul 2016 - Sep 2018 (2 years 2 months)
Managed high-volume cash transactions with 100% accuracy and maintained daily cash journals and vault records while upholding confidentiality and supporting cross-sales of bank products.
Education
Degrees, certifications, and relevant coursework
The British University in Egypt
Bachelor of Business Administration, Finance
2010 - 2014
Completed a Bachelor of Business Administration with a focus on Finance, covering financial analysis, forecasting, and corporate finance principles.
Narmer American College
American Diploma, General Secondary Education
2007 - 2009
Grade: Honor Roll
Completed an American high school diploma with Honor Roll recognition.
Tech stack
Software and tools used professionally
Availability
Location
EgyptAuthorized to work in
Job categories
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