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Laila Hammoodeh

@lailahammoodeh

I structure complex lending decisions and manage credit risk portfolios.

Canada
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What I'm looking for

I'm looking to apply my credit underwriting, lending structuring, delegated approval, and portfolio risk management experience in a regulated banking or lending environment where I can support sound, timely, client-focused credit decisions.

I've spent 15 years at RBC advancing from frontline banking to managing client credit structures across Private Personal and Business Banking and Wealth Management. I structure and execute more than $100M annually in lending transactions, including term loans, revolving facilities, secured lending, refinancing, renewals, and amendments.

I assess borrower financial strength, repayment capacity, collateral, leverage, cash flow, and overall risk to make sound credit decisions within delegated lending authority. I prepare detailed credit memoranda, monitor portfolio exposure and covenant compliance, and partner with Risk Management, Legal, Operations, and business stakeholders to deliver timely, compliant lending solutions.

I've also mentored junior analysts, supported audit and regulatory reviews, and improved underwriting consistency and documentation quality while maintaining strong client service.

Experience

Work history, roles, and key accomplishments

Royal Bank of Canada logoRC

Manager Client Credit Structure

Jan 2019 - Mar 2025 (6 years 2 months)

Managed a diversified portfolio of personal and business lending relationships, ensuring strong credit quality through proactive monitoring, risk assessment, and portfolio management. Structured and executed more than 100M$ annually in lending transactions, including term loans, revolving credit facilities, secured lending solutions, refinancing, renewals, and amendments.

Education

Degrees, certifications, and relevant coursework

Laila hasn't added their education

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Tech stack

Software and tools used professionally

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