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Kiran Gaikwad

@kirangaikwad

Senior Underwriter experienced in US mortgage loan origination and documentation.

India
Message

What I'm looking for

I seek a role in mortgage operations or underwriting where I can apply my documentation, compliance and loan analysis skills, work within SLA-driven teams, and continue growing in loan origination and risk assessment.

I am a Senior Underwriter with solid experience in US mortgage and loan origination processes, specializing in document indexing, data capture, and loan file analysis for Fix & Flip, DSCR, and NQM loans. I ensure accuracy across credit, title, insurance and appraisal documentation, order required reports, and flag missing items to maintain compliance and quality.

I have a track record of meeting SLAs and TATs while maintaining high quality, and I am proficient with MS Office, Outlook and Windows environments. I am motivated, able to work under pressure, and committed to supporting loan officers and managers to achieve timely, compliant loan closings.

Experience

Work history, roles, and key accomplishments

CL
Current

Senior Underwriter

Crane Consulting & Outsourcing Pvt Ltd

Aug 2021 - Present (4 years 2 months)

Manage underwriting for fix & flip, NQM and DSCR loans by indexing documents, capturing data into loan application (Laura/MAC), ordering title/appraisal/insurance, and reviewing files for accuracy and compliance.

Education

Degrees, certifications, and relevant coursework

NC

Ness Wadia College

Bachelor of Commerce, Commerce & Management

Completed a Bachelor of Commerce focusing on Commerce & Management, awarded in 2016.

NC

Ness Wadia College

Higher Secondary Certificate, Commerce & Management

Completed Higher Secondary Certificate (HSC) in Commerce & Management in 2008.

VV

Vishwa Bharati Vidyalay

Secondary School Certificate, General

Completed Secondary School Certificate (SSC) in 2006.

Tech stack

Software and tools used professionally

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Kiran Gaikwad - Senior Underwriter - Crane Consulting & Outsourcing Pvt Ltd | Himalayas