Open to opportunities

karishma Arjoon

@karishmaarjoon

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Versatile entrepreneur with extensive experience in insurance and compliance.

South Africa

Message

What I'm looking for

I seek a role that values innovation and compliance, fostering growth and collaboration.

I am a qualified entrepreneur with an honours degree in Business Management and over 12 years of experience in the insurance industry. My expertise spans Legal and Compliance Management, Risk Management, and Policy Design, allowing me to effectively align compliance with regulatory standards. I am recognized for my ethical approach and ability to foster a collaborative work environment.

As the CEO of Kustomized Concepts, I lead innovation and product development while managing logistics and compliance administration. My previous role as Head of Administration & Compliance at Classic Private Wealth honed my skills in Anti-Money Laundering and risk management, where I successfully implemented training programs and compliance policies. My analytical mindset and attention to detail have been pivotal in driving business improvements and ensuring adherence to legal frameworks.

Experience

Work history, roles, and key accomplishments

Current

Chief Executive Officer

Current

Kustomized Concepts (Pty) Ltd.

Apr 2021 - Present (4 years 3 months)

Led the innovation and conceptualization of products, overseeing research, development, licensing, and patenting. Managed logistics from workshop to retailers, including social media, marketing, and expo setups.

Product Innovation research and development Licensing Patents Logistics Management Social Media Marketing Expo Accounting Recruitment Contract Management

Head of Administration & Compliance

Classic Private Wealth

Aug 2016 - Apr 2021 (4 years 8 months)

Chaired the Compliance Committee and compiled reports as an Anti-Money Laundering officer, independently developing and maintaining AML policies. Drove the implementation of a Risk Management and Compliance Programme aligned with a Risk-Based Approach.

Compliance Management Anti Money Laundering (AML)Risk Management Policy Development Client Investment Proposals POPI Act Compliance Reporting

Market Analyst

Barloworld Equipment

Feb 2011 - Nov 2015 (4 years 9 months)

Utilized SAP for creating purchase requisitions and maintained replenishment parts through inventory planning for Metso Parts. Negotiated with suppliers for competitive rates and generated history reports to forecast demand.

SAP Inventory Forecasting Marketing Strategy Market Research Competitor Analysis Sales Reporting Website Design Event Management General Administration

Broker Administration

1.618 Financial Services

Jan 2010 - Jan 2011 (1 year)

Generated new business quotations for brokers and booked appointments, ensuring sound record keeping in line with compliance guidelines. Followed up on underwriting queries and reported on final sales figures.

Appointment Setting Compliance Sales Reporting Record keeping Broker

Service Agent

Discovery Life – Head Office

Feb 2009 - May 2010 (1 year 3 months)

Maintained adherence to underwriting processes for individual cases, processing new business applications with sound record keeping. Applied correct risk ratings and communicated effectively with internal and external clients.

Underwriting Client Communication System Error Logging Policy Processing

Associate Business Consultant

Discovery Life Consulting Services

Jul 2008 - Jan 2009 (6 months)

Processed new business applications for Discovery Health, Invest, and Life in line with compliance guidelines. Requested outstanding information from broker offices and updated the Metro Manager system.

Compliance system updates Document Scanning Acceptance Letter Generation

Broker Administrator

Malherbe Lourens

Nov 2007 - Jun 2008 (7 months)

Prepared files aligned with daily diary events and obtained portfolio values via Astute. Completed financial needs analysis for investment and risk clients, preparing comparative quotations with various long-term insurance companies.

Needs Analysis Comparative Quotations Client Portfolio Amendments

Broker Administrator

Bohlale Risk Solutions

Aug 2005 - Oct 2007 (2 years 2 months)

Supported brokers in administrative tasks and managed client information. Ensured efficient processing of risk solutions.

Administrative Support Data Entry Document Management

Administrator

Liberty Life Franklin Agency

Jun 2004 - Jul 2005 (1 year 1 month)

Performed general administrative duties to support agency operations. Managed client records and assisted with various office tasks.

General Administration Office Support Communication

PA & Administrator

Anben Chetty Financial Consultants

Aug 2003 - May 2004 (9 months)

Provided personal assistant and administrative support to financial consultants. Managed schedules, correspondence, and client documentation.

Personal Assistant Administrative Support Scheduling Documentation

Education

Degrees, certifications, and relevant coursework

Regent Business School

Honours Degree, Business Management & Marketing

Qualified with an honours degree in Business Management & marketing. Demonstrated in-depth knowledge in Legal and Compliance Management, Risk Management, POPI Act, Policy Design and Implementation, Programme development in Risk and Compliance and Administration Management.