KT
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Karina Tyus

@karinatyus

Experienced business and communication professional in the insurance industry.

United States
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What I'm looking for

I am seeking a role that allows me to leverage my extensive insurance experience while fostering a collaborative and growth-oriented environment.

I am a business and communication professional with over 15 years of experience in the insurance industry. My journey has equipped me with a robust understanding of underwriting, claims management, and risk assessment. I have honed my skills at leading companies like State Farm, where I currently work as an Underwriter, analyzing new lines of business and preparing evaluation reports to guide decision-making.

Throughout my career, I have demonstrated a commitment to excellence and efficiency. As a Bodily Injury Claim Specialist, I independently resolved complex claims, negotiated settlements, and prepared presentations to enhance team performance. My proactive approach and ability to de-escalate agent complaints have been instrumental in fostering positive relationships within the industry.

Experience

Work history, roles, and key accomplishments

SF

Underwriter

State Farm

Dec 2020 - Present (4 years 6 months)

Analyzed new lines of business to determine the continuation or termination of the risk according to Underwriting Guidelines. Worked with Senior Underwriters, preparing evaluation reports and assisting with risk assessments. Active member of the Underwriting Leadership Inquiry Escalation Path (LIEP) team; de-escalated agent complaints on behalf of management by identifying complex problems and exp

SF

Bodily Injury Claim Specialist

State Farm

Feb 2017 - Present (8 years 4 months)

Investigated and independently resolved property damage and bodily injury claims for insureds, claimants, and insurance industry professionals. Assessed veracity of bodily injury claims and negotiated settlements with claimants or their representative. Prepared and delivered High Performance Habits presentation to a team of colleagues to enhance team’s efficiency and performance.

LM

Liability Claims Adjuster

Liberty Mutual

Apr 2016 - Present (9 years 2 months)

Investigated claims to determine extent of company’s liability and made the appropriate approval or denial decision. This involved thorough analysis of policy terms and accident details to ensure fair and accurate claim resolution.

GE

Short-Pay Arbitration Adjuster

GEICO

May 2012 - Present (13 years 1 month)

Played a major role in implementing new Short-Pay Arbitration position at GEICO Region V office - actively assisted the company in determining realistic goals for future associates working in the position. Reviewed damage disputes to determine if claim evidence merited filing arbitration; delivered settlement agreements and effectively resolved disputes with third-party insurance carriers.

Education

Degrees, certifications, and relevant coursework

Collin College logoCC

Collin College

A.A.S, Business Management

Earned an Associate of Applied Science in Business Management. Developed foundational knowledge in business operations, administration, and organizational principles.

University of North Texas logoUT

University of North Texas

B.A.A.S, Data Analytics

Completed a Bachelor of Applied Arts and Sciences with a focus on Data Analytics. Gained expertise in analyzing complex datasets and deriving actionable insights.

Tech stack

Software and tools used professionally

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Karina Tyus - Underwriter - State Farm | Himalayas