Jose Noriega
@josenoriega
I evaluate real estate investments, financing options, and credit risk across the Americas.
United StatesWhat I'm looking for
I'm currently advising clients at Interinvestments Realty in Miami on property values, market conditions, investment considerations, and lender financing options.
For more than 20 years, I served as Finance Manager and Shareholder at Idea Grupo Inmobiliario in Lima, leading financial analysis and planning for residential real estate development projects. I prepared cash-flow projections, feasibility analyses, budgets, financing assessments, and financial-risk evaluations.
Earlier at Standard Chartered Bank in Lima and New York, I conducted credit analysis, cash-flow forecasting, risk ratings, collateral assessment, and portfolio monitoring. I also helped strengthen credit approvals, coached credit analysts, and led a portfolio-screening database initiative to identify potential downgrades.
I bring an MBA from Bentley University, formal credit training from Standard Chartered Bank, and native Spanish proficiency. My background combines corporate banking, real estate finance, and lender coordination.
Experience
Work history, roles, and key accomplishments
Real Estate Advisor
Interinvestments Realty
Jul 2025 - Present (1 year 2 months)
Supports clients in evaluating property value, market conditions, and investment considerations. Coordinates with lenders, brokers, and attorneys to facilitate transaction execution.
Finance Manager & Shareholder
Idea Grupo Inmobiliario
Jan 2004 - Jun 2025 (21 years 5 months)
Managed financial analysis and planning for residential real estate development projects. Prepared cash-flow projections, feasibility analyses, and budgets, and coordinated with banks and lenders.
Conducted comprehensive credit analysis including financial statement analysis, cash flow forecasting, and risk rating assessment. Coached credit analysts and led creation of a portfolio screening database.
Relationship Officer
Banco Nuevo Mundo
Sep 1996 - Mar 1999 (2 years 6 months)
Increased portfolio size by 30% while managing over 20 accounts. Performed financial analysis and presented operations at credit committee.
Education
Degrees, certifications, and relevant coursework
Bentley University
Master of Business Administration, Business Administration
1994 - 1996
Activities and societies: Merit-based scholarship with full tuition waiver; Graduate Assistant.
MBA from Bentley University, awarded merit-based scholarship with full tuition waiver and worked as a Graduate Assistant.
University of Southern Maine
Bachelor's Degree, Economics
1989 - 1993
Grade: Summa Cum Laude, GPA 3.7
Activities and societies: Economics tutor; full tuition waiver scholarship.
Economics Bachelor's Degree, graduated Summa Cum Laude with a GPA of 3.7 and served as an Economics tutor.
Standard Chartered Bank
Expert Credit Professional Diploma, Credit
Earned the Expert Credit Professional Diploma through the International Foundation Program at Standard Chartered Bank in Singapore.
Tech stack
Software and tools used professionally
Availability
Location
United StatesAuthorized to work in
Salary expectations
Skills
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