At Citi, I prepared credit approval reports and lending recommendations for facilities ranging from $100M to $1B. I assessed financial performance and creditworthiness across 30+ corporate borrowers, comparing forecasts with actual results and evaluating repayment capacity and emerging risks.
I developed Excel-based financial models with rolling forecasts and used downside scenarios to assess loan structures and acquisition risks. My analysis identified 10+ high-risk exposures for risk-rating and scorecard downgrades.
As Portfolio Manager at Sterling Real Estate Group, I monitored financial and operating performance across an 11-property portfolio. I led four capital improvement projects totaling $75K and developed AI-driven workflows that reduced processing time by approximately 83% across 300+ monthly transactions.
