Open to opportunities

Jonas Wittmann

@jonaswittmann

Message

Treasury & cash management analyst specializing in TMS, FX hedging, and compliance.

Germany

Message

What I'm looking for

I’m looking for a fully remote treasury role where I can run liquidity and forecasting end-to-end, implement and optimize TMS workflows, and own FX hedging plus compliance (EMIR, AML/KYC, OFAC) with strong autonomy across time zones.

I’m a trilingual treasury professional with a rare triple perspective—institutional banking (Bayerische Landesbank), corporate treasury (BAUER AG), and Big 4 audit (Deloitte). I bring global implementation experience, fully remote independence, and a mindset shaped by how banks think when negotiating credit lines and hedging structures.

At Bayerische Landesbank, I managed daily liquidity positioning across multi-currency Nostro accounts and settled €1.8B+ monthly OTC settlement volume using SWIFT (MT202/MT103) and SEPA. I structured LMA/LSTA-aligned credit agreements through corporate balance sheet and liquidity analysis, independently owned weekly receivables purchasing under a €350M supply chain finance program, and processed documentary trade finance (letters of credit and bank guarantees) under UCP 600 and URDG 758.

At BAUER AG, I led a global TMS rollout—replacing Excel-based treasury workflows with automated, standardized processes—across 40+ subsidiaries via Coupa tm5. I owned 13-week cash flow forecasting and daily Nostro reconciliation, reducing manual processing effort by ~60% through automation, and I managed transactional and translational FX exposures of €120M/year, achieving ~70% risk reduction while protecting operating margin.

From my Deloitte internship, I built strong control discipline around IFRS/ICFR (SOX Section 404 equivalent), hedge accounting compliance, and AML/KYC procedures. Today I focus on liquidity, FX hedging, treasury automation, and full compliance (EMIR, AML/KYC, OFAC), and I’m progressing toward CTP while staying immediately available for fully remote work across US time zones.

Experience

Work history, roles, and key accomplishments

Treasury & Corporate Finance Analyst

Bayerische Landesbank (BayernLB)

Apr 2023 - Jun 2024 (1 year 2 months)

Managed daily multi-currency liquidity positioning across Nostro accounts, settling €1.8B+ monthly FX spot/forward/swap activity via SWIFT and SEPA. Structured credit agreements and trade finance activities (letters of credit and bank guarantees) under UCP 600 and URDG 758.

Liquidity Management SEPA FX Forwards Swaps LMA LSTA Aligned Credit Agreements Covenant Monitoring Supply Chain Finance Trade Finance Letters of Credit Bank Guarantee URDG 758

Treasury & Group Finance Analyst (Contract)

BAUER AG

Jan 2021 - Jul 2021 (6 months)

Led global TMS implementation and rollout of Coupa tm5 across 40+ subsidiaries, replacing Excel-based treasury workflows with standardized automation. Owned 13-week cash flow forecasting, FX risk management, and IFRS treasury risk reporting for the CFO.

Coupa TM5 TMS 13 Week Cash Flow FX risk management FX Forwards Interest Rate Swaps (IRS)FX Options In House Banking

Audit Intern — Financial Services

Deloitte Wirtschaftsprüfungsgesellschaft GmbH

Feb 2019 - Jun 2019 (4 months)

Audited treasury-relevant financials (cash, FX, hedging, derivatives) under IFRS and HGB and validated ICFR controls (SOX Section 404 equivalent). Assessed IFRS 9 hedge accounting compliance and supported AML/KYC audit procedures at regulated financial institutions.

Audit and Assurance IFRS HGB Treasury Cash and FX Controls SOX 404 Compliance Bank Reconciliation Hedge Accounting AML KYC

Tour Guide & International Partner Relations

MANGO Tours & Easysummer GmbH

Mar 2016 - Sep 2016 (6 months)

Managed guest relations and negotiated contracts with local partners across multiple countries in a client-facing role. Worked in an international, cross-cultural environment coordinating partner interactions.

Guest Relations Client Facing Contract Negotiation Cross Cultural Communication

Vocational Banking Apprenticeship

Sparkasse Aichach-Schrobenhausen

Sep 2013 - Feb 2016 (2 years 5 months)

Completed vocational banking training in retail banking, including SEPA payments, clearing & settlement, and lending. Developed foundational experience supporting day-to-day banking operations.

Retail Banking Clearing and Settlement Lending

Education

Degrees, certifications, and relevant coursework

Global Finance & Digital Payments Research

Independent field study (research project), Global Finance & Digital Payments

2024 - 2026

Activities and societies: Prepared for Certified Treasury Professional (CTP) designation by aligning global payment insights with US treasury standards.

Independent, self-funded research project across 70+ countries on local banking infrastructure and cross-border payment rails, including emerging market systems and stablecoin liquidity mechanisms.

University of the Sunshine Coast / Coburg University

Master of Management (M.Mgmt.) & Master of Arts (M.A.), Finance & International Management

2021 - 2023

Grade: GPA: 3.7/A-

Activities and societies: Thesis noted as “A”; specialization included cross-border regulatory environments, intercultural negotiation, and global business strategy.

Dual Master’s program in Finance & International Management with coursework in corporate finance, capital markets, FX and interest rate risk management, derivatives and hedging, and international financial management.

Ingolstadt University of Applied Sciences

Bachelor of Arts (B.A.), Business Administration, Finance & International Management

2017 - 2021

Grade: GPA: 3.5/B+

Activities and societies: Study abroad: Universidad Veritas (Costa Rica, 2020) and Nelson Mandela University (South Africa, 2019).

Bachelor’s degree in Business Administration with focus on Finance and International Management, including foundations in financial accounting/controlling and working capital management.