At Santander Consumer USA, I've led cash forecasting, liquidity analysis, warehouse borrowing, debt covenant compliance, and end-to-end securitization reporting across a regulated consumer-finance portfolio.
I've investigated complex reconciliations and reporting exceptions, strengthened SOX-sensitive controls, managed FR 2052a liquidity reporting and SEC submission workflows, and translated technical financial issues into clear recommendations. Earlier at 7-Eleven, I supported financial analysis, banking and payment operations, systems implementations, and acquisition integrations.
