Jesus Contreras

Develop and maintain financial models for analysis and risk mitigation; validate pricing structures, billing milestones, and payment terms; analyze aging reports to accelerate collections; assess and approve credit lines up to $15M USD; manage the North America credit portfolio and mitigate risk exposure; negotiate payment terms and down payments; prepare monthly performance reports for senior man

Supervised the North America credit team and standardized risk assessment practices; analyzed financial statements and creditworthiness for key accounts exceeding $1M USD; evaluated credit risk and managed credit lines up to $20M USD while balancing growth and risk exposure; oversaw credit and collections performance to achieve financial targets; developed SOPs to standardize accounts receivable a

Reviewed and approved credit applications through financial risk analysis; calculated residual values and developed financing proposals for leasing transactions; managed a $20M MXN client portfolio, monitoring financial performance and payment trends; prepared monthly productivity and portfolio reports for management; reassessed financing conditions and approved lease renewals; and managed collect

Managed and analyzed a $30M MXN credit portfolio, monitoring financial performance and risk indicators; prepared credit and auto leasing contracts, ensuring accuracy of financial terms; conducted fraud prevention reviews and verified legal representatives to mitigate financial risk; and supported customer service while preparing credit operations and financial reports for management.

Bachelor's degree in Accounting from the University of Guadalajara (CUCEA).

Completed the Financial Statement Analysis course from CFI.

Completed the Finance for Non-Financial Professionals course at ITESO.

Completed the Executive Finance Program at BMV.

Completed the Business English course at ILAC in Canada.

Master's degree in Business Administration and Finance from TecMilenio.