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Jayasudha Berlin

@jayasudhaberlin

Senior Analyst specializing in end-to-end dispute resolution, chargebacks, fraud investigations, and payment reconciliation.

India
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What I'm looking for

I’m looking for a role where I can lead fraud investigations and dispute/chargeback recovery, strengthen KYC/AML compliance through detailed SAR narratives, and collaborate across teams to reduce losses and improve payment accuracy.

I’m an accomplished Senior Analyst with deep, end-to-end expertise in dispute resolution and Chargeback Management across Visa/Mastercard. I focus on mitigating losses through meticulous transaction auditing, representment processing, and POS sales dispute resolution, especially in high-stakes financial environments.

At PwC as a Senior Associate (FinCrime), I led fraud investigations and dispute management by analyzing transactional information to identify potential high-risk activity. I performed KYC screenings, documented client information to global compliance procedures, and drafted Suspicious Activities Reports (SAR) with clear narratives supported by evidence.

Previously at Concentrix (Senior Analyst, Dispute), I managed End-to-End Dispute Resolution for Visa and Mastercard debit and credit card transactions. I processed representments by collecting definitive evidence of transaction approval, handled payment reconciliation for partial credits, and investigated fraud and non-fraud challenges to uncover recovery opportunities.

Earlier, at SLK Global (Fifth Third Bank) in Operations, I managed credit card transaction disputes using Visa and MasterCard rules and regulations, executed payment corrections (including encoding error adjustments and outgoing wire monitoring for fraud), and resolved complex customer disputes and chargeback claims. I also verified HOA payoff documentation at Verity Global Solutions to support closing and settlement outcomes.

Experience

Work history, roles, and key accomplishments

VS

Senior Representative (Operations)

Verity Global Solutions

Jul 2021 - Mar 2022 (8 months)

Verified HOA payoff documentation required for commercial loan closing and settlement. Coordinated with management companies to obtain legal certificates and payoff documents through multi-channel communication.

SB

Senior Team Member (Operations)

SLK Global (Fifth Third Bank)

Oct 2015 - Dec 2020 (5 years 2 months)

Managed end-to-end resolution of credit card transaction disputes, focusing on Visa and Mastercard rules and regulations. Researched suspicious/fraudulent issues, executed payment corrections (including encoding error adjustments), monitored outgoing wires for fraud, and resolved chargeback claims.

Education

Degrees, certifications, and relevant coursework

AC

Alvas College

Bachelor of Commerce, Commerce

Grade: 78%

Earned a Bachelor of Commerce (B.Com) with 78% from Alvas College.

Tech stack

Software and tools used professionally

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