JBJason Ball
@jasonball
Strategic Vice President of Commercial Lending with a decade of experience.
United StatesWhat I'm looking for
I am a strategic and relationship-driven Vice President of Commercial Lending with over a decade of banking experience. My career has been marked by a proven success in building and managing multimillion-dollar loan portfolios, growing deposits, and leading teams through dynamic market changes. I am passionate about supporting local businesses and contributing to economic development through personalized financial solutions and strong community involvement.
In my current role at OakStar Bank, I launched a new commercial lending and deposit portfolio from scratch in an untapped market, establishing strategic business relationships that have significantly grown our loan and deposit pipelines. Previously, at Wood & Huston Bank, I increased the portfolio from $21MM to $35MM and generated $7.5MM in new deposits in 2023 alone. My commitment to excellence is reflected in maintaining portfolio delinquencies below 0.10% quarter-over-quarter, ensuring compliance, and fostering strong community relationships.
Throughout my career, I have consistently excelled in cross-functional referrals and have been recognized for my ability to deliver tailored financial solutions that meet clients' commercial needs. I am dedicated to enhancing community presence through outreach and partnerships, and I actively contribute to local initiatives, such as serving as a board member for Dogwood Ranch, supporting at-risk youth and foster care families.
Experience
Work history, roles, and key accomplishments
Vice President, Commercial Loans
OakStar Bank
Sep 2024 - Present (10 months)
Launched a new commercial lending and deposit portfolio from scratch in an untapped market. Established strategic business relationships to grow loan and deposit pipelines and delivered tailored financial solutions to meet clients' commercial needs. Strengthened community presence through outreach, networking, and partnerships.
Vice President, Commercial Loans
Wood & Huston Bank
Aug 2021 - Sep 2024 (3 years 1 month)
Increased portfolio from $21MM (120 loans) to $35MM (145 loans) and oversaw PPP repayment/forgiveness with compliance excellence. Generated $7.5MM in new deposits in 2023 alone and maintained portfolio delinquencies below 0.10% quarter-over-quarter. Served as a key referral partner to the in-house mortgage department.
Assistant Vice President, Commercial Loans
Central Bank of the Ozarks
Apr 2020 - Aug 2021 (1 year 4 months)
Built a $6MM portfolio serving eastern Christian County and played a key role in Salesforce rollout for the lending team. Originated $400K in consumer loans and referred over $1MM in mortgages. Processed over $5MM in PPP funding during the pandemic.
Commercial Lender
Great Southern Bank
Aug 2018 - Apr 2020 (1 year 8 months)
Grew commercial portfolio from $13MM (150 loans) to $20MM (180 loans) and led revenue generation across 16 branches, achieving the highest in 5 years. Created community relationships driving long-term banking growth.
Senior Relationship Manager I
Bank of America
Dec 2012 - Jun 2018 (5 years 6 months)
Managed 500 top-tier retail clients with personalized financial strategies. Excelled in cross-functional referrals to commercial, retirement, and mortgage teams, consistently exceeding sales, experience, and compliance metrics.
Inbound Retention Supervisor
JP Morgan Chase
Jan 2005 - Dec 2007 (2 years 11 months)
Generated $500MM in balance transfers annually for 3 years and maintained 60% YOY customer retention within a 30-day window. Trained all new hires for the inbound retention team.
Education
Degrees, certifications, and relevant coursework
Rock Bridge University
Seminary Studies, Seminary Studies
Currently pursuing seminary studies at Rock Bridge University.
Larkin High School
Diploma, General Studies
Completed high school education and received a diploma in 2001.
Tech stack
Software and tools used professionally
Availability
Location
United StatesAuthorized to work in
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