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Troy Miller Sr

@troymillersr

VP Private Wealth Banker at Bank of Texas, integrating private, commercial, and wealth advisory to support client goals and institutional growth.

United States
Message

At Bank of Texas, I integrate private banking, commercial banking, and wealth management to help clients make informed financial decisions while supporting the institution’s growth. I lead lending and cash-management strategies and develop relationships with prospective and existing clients.

I structure, analyze, and approve commercial credit requests within my lending authority, and independently structure, price, and document larger, more complex commercial loans. I also monitor portfolio risk and work with specialists in investments, trust and estate planning, treasury management, and financial planning.

At Regions Bank, I originated $16 million in customer lending in 2016 and was named a District Champion for Investments after increasing production by 80% in a year. My contributions also helped the branch become the Top Lending Branch in 2017.

Earlier, at GMAC ResCap, I managed more than 250 distressed property assets and generated more than $3 million in annual savings. I’ve also worked across commercial lending, branch banking, and mortgage sales, including closing two business loans of $1.8 million and $990,000 at BBVA Compass.

Experience

Work history, roles, and key accomplishments

BT
Current

VP Private Wealth Banker

Bank of Texas

Sep 2024 - Present (2 years 2 months)

During my tenure at Bank of Texas, I have led comprehensive lending and cash‑management strategies for commercial and private banking clients, ensuring each relationship receives tailored guidance aligned with their financial goals. My role centers on calling on prospective and existing clients to develop new business, deepen relationships, and retain high‑value accounts across the portfolio.I str

PNC logoPN

Banking Advisor III - AMG/Private Bank

Mar 2022 - Sep 2024 (2 years 6 months)

In my role, I am responsible for identifying, recommending, and delivering AMG banking products and services to internal and external clients while ensuring full compliance with all applicable banking policies, regulatory standards, and risk‑management requirements. I provide leadership and mentorship to team members, supporting their development and strengthening their technical and client‑facing

CC

Senior Relationship Manager/ Commercial Lender

Colonial Companies

Dec 2019 - Feb 2022 (2 years 2 months)

In my role as a Commercial Lender at Colonial Savings, I was responsible for soliciting, negotiating, underwriting, and coordinating the closing of major and complex financing transactions, including Commercial Real Estate, commercial, SBA, and equipment loans. I consistently engaged in business‑development activities to generate new opportunities while cultivating strong business checking and dep

Bank of America logoBA

Business Banker

Mar 2018 - Dec 2019 (1 year 9 months)

I am responsible for soliciting, negotiating, underwriting, and coordinating the closing of complex commercial, commercial real estate, SBA, equipment, and select consumer loans in full compliance with the Bank’s lending policies and procedures. In addition to managing credit opportunities, I develop and deepen business checking and deposit relationships with clients while consistently promoting B

RB

Branch Manager/Small Business Expert

Apr 2016 - Jan 2018 (1 year 9 months)

In this role, I managed and serviced a portfolio of business and commercial clients by conducting in‑depth consultations to evaluate their business structure and identify financial needs through targeted, needs‑based conversations. I regularly performed market research and participated in ongoing training to stay current on industry trends, allowing me to effectively position and sell a broad rang

BC

Branch Manager/Business Development Officer

BBVA Compass

Oct 2012 - Apr 2016 (3 years 6 months)

In this role, I managed a wide range of administrative responsibilities, including organizing, preparing, and submitting business deals for formal review and approval. I provided clients with comprehensive lending solutions across multiple credit types, including commercial real estate, C&I, unsecured lending, and various specialized credit products. In addition to lending, I supported business cl

GR

Asset Manager

GMAC ResCap

Mar 2010 - Oct 2012 (2 years 7 months)

In this role, I managed a portfolio of more than 250 distressed property assets, ensuring all actions were fully compliant with company policies and regulatory requirements. I conducted thorough reviews of monthly financial statements to identify discrepancies and implement timely resolutions, safeguarding the accuracy and integrity of financial reporting. Collaboration played a key part in my eff

JC

Banking Center Manager

JP Morgan Chase

Oct 2007 - Mar 2010 (2 years 5 months)

In this role, I led the full management of the banking center, overseeing daily operations while developing and executing targeted sales and marketing strategies to drive growth. I established and maintained a strong pipeline of business prospects within the community and actively promoted the bank through local events to expand the customer base each month. Through comprehensive client consultati

NE

Inside Sales Manager

Nationstar Mortgage/Centex Home Equity

Sep 2004 - Aug 2007 (2 years 11 months)

In this role, I led and managed a team of 12 mortgage loan officers specializing in both purchase‑money and refinance lending. I was responsible for training and developing the team in the company’s sales and marketing strategies, ensuring they were well‑equipped to meet production expectations and deliver exceptional client service. I conducted targeted market research to identify key demographic

HS

Branch Manager

Jan 1999 - Jan 2004 (5 years)

In this role, I managed a branch of six account executives within the consumer finance division, overseeing daily operations and driving performance across multiple lending products, including unsecured consumer loans, auto‑secured loans, real‑estate‑secured loans, and credit cards. I delivered comprehensive training programs to new hires and trainees, focusing on company policies, procedures, sal

Education

Degrees, certifications, and relevant coursework

TP

The University of Texas at El Paso

Bachelor of Science - BS, Business Management

LI

LinkedIn

Nano Tips for Using ChatGPT for Business with Rachel Woods

Apr 2025

LI

LinkedIn

Learning Data Analytics

Aug 2017

ST

State of Texas

Life and Health Insurance License

Sep 2014

SS

Six Sigma

Black Belt

Sep 2002 · Expired Sep 2012

MS

Moody's Analytics Knowledge Services

Credit Training

NL

NMLS Licensing

NMLS ID

Tech stack

Software and tools used professionally

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