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Janice AzarJA
Open to opportunities

Janice Azar

@janiceazar

Certified mortgage and real estate professional driving compliant, efficient loan operations.

United States
Message

What I'm looking for

I seek a role leveraging my mortgage processing and compliance expertise where I can improve workflows, mentor teams, and ensure regulatory adherence in a client-focused organization.

I am a certified mortgage and real estate professional with broad experience in loan processing, underwriting support, compliance, and case management. I consistently manage high loan volumes while maintaining regulatory accuracy and delivering strong client service.

Throughout my career I have implemented process improvements that doubled efficiency in prior roles, trained new staff, and earned recognition such as a $10M CRA Loan Processor Award. I am skilled with Salesforce/CRM systems, credit and financial analysis, and HUD-focused housing counseling.

I bring a detail-oriented, organized approach and a track record of meeting closing deadlines, improving collection timelines, and ensuring adherence to federal and state regulatory standards. I thrive in fast-paced environments where compliance, operational excellence, and client outcomes matter.

Experience

Work history, roles, and key accomplishments

NV
Current

Housing Stability Advisor

NeighborWorks Blackstone River Valley

Jan 2023 - Present (2 years 10 months)

Delivered HUD-certified counseling, guided clients in credit repair, budgeting, and loan education, and collaborated with nonprofit partners to secure housing solutions.

RH

Default Counselor

Rhode Island Housing

Jan 2022 - Jan 2023 (1 year)

Managed delinquent accounts, maintained and reconciled billing portals, and improved collection timelines through proactive client communication.

LR

Senior Mortgage Loan Processor

Loan Depot / Guaranteed Rate

Jan 2020 - Jan 2021 (1 year)

Analyzed and prepared loan files for underwriting, consistently met 30-day closings, trained new processors, and exceeded monthly loan benchmarks in a remote role.

CG

Compliance Manager Officer

Citizens Financial Group

Jan 2007 - Dec 2009 (2 years 11 months)

Led compliance assurance reviews across business units, ensuring adherence to federal regulations and RRCM standards and mitigating regulatory risk.

Education

Degrees, certifications, and relevant coursework

Providence College logoPC

Providence College

Bachelor of Arts, Social Work

Completed a Bachelor of Arts in Social Work at Providence College, focusing on social services and community support principles.

Tech stack

Software and tools used professionally

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Janice Azar - Housing Stability Advisor - NeighborWorks Blackstone River Valley | Himalayas