Janice Azar
@janiceazar
Certified mortgage and real estate professional driving compliant, efficient loan operations.
What I'm looking for
I am a certified mortgage and real estate professional with broad experience in loan processing, underwriting support, compliance, and case management. I consistently manage high loan volumes while maintaining regulatory accuracy and delivering strong client service.
Throughout my career I have implemented process improvements that doubled efficiency in prior roles, trained new staff, and earned recognition such as a $10M CRA Loan Processor Award. I am skilled with Salesforce/CRM systems, credit and financial analysis, and HUD-focused housing counseling.
I bring a detail-oriented, organized approach and a track record of meeting closing deadlines, improving collection timelines, and ensuring adherence to federal and state regulatory standards. I thrive in fast-paced environments where compliance, operational excellence, and client outcomes matter.
Experience
Work history, roles, and key accomplishments
Housing Stability Advisor
NeighborWorks Blackstone River Valley
Jan 2023 - Present (2 years 10 months)
Delivered HUD-certified counseling, guided clients in credit repair, budgeting, and loan education, and collaborated with nonprofit partners to secure housing solutions.
Case Manager
Behavioral Health Group
Jan 2023 - Jan 2025 (2 years)
Managed client care from admission to discharge, ensured compliance with state and regulatory standards, and prepared documentation for reimbursement, assessments, and court proceedings.
Default Counselor
Rhode Island Housing
Jan 2022 - Jan 2023 (1 year)
Managed delinquent accounts, maintained and reconciled billing portals, and improved collection timelines through proactive client communication.
Senior Loan Processor
Intercontinental Capital Group
Jan 2021 - Dec 2021 (11 months)
Processed 80+ loans monthly, verified documentation for accuracy and compliance, coordinated with underwriters and third parties, and implemented process improvements that increased efficiency by 100%.
Senior Mortgage Loan Processor
Loan Depot / Guaranteed Rate
Jan 2020 - Jan 2021 (1 year)
Analyzed and prepared loan files for underwriting, consistently met 30-day closings, trained new processors, and exceeded monthly loan benchmarks in a remote role.
Senior Loan Processor
Santander Bank
Jan 2013 - Dec 2019 (6 years 11 months)
Managed high-volume loan processing, trained staff, and contributed to lending goals, earning a $10M CRA Loan Processor Award.
Compliance Manager Officer
Citizens Financial Group
Jan 2007 - Dec 2009 (2 years 11 months)
Led compliance assurance reviews across business units, ensuring adherence to federal regulations and RRCM standards and mitigating regulatory risk.
Commercial Credit Analyst
Slades Ferry Bank / Rockland Trust
Jan 2004 - Dec 2007 (3 years 11 months)
Conducted financial analysis and risk assessments for commercial loan portfolios to support lending decisions and portfolio performance.
Education
Degrees, certifications, and relevant coursework
Providence College
Bachelor of Arts, Social Work
Completed a Bachelor of Arts in Social Work at Providence College, focusing on social services and community support principles.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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