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Innovation & GrowthIG
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Innovation & Growth

@innovationgrowth

I build secure mobile payment apps across Android, iOS, Flutter, and KMP.

India
Message

What I'm looking for

I'm looking to lead secure, scalable mobile payment and FinTech products, combining hands-on Android, iOS, Flutter, and KMP development with technical leadership, device integration, and PCI-compliant delivery.

At Omnipayments Software, I've led delivery of secure FinTech applications including OmniWallet, OmniMerchant, OmniPayment Loyalty, OmniSports, OmniCB, and Mobile Banking. I build payment experiences across Flutter, Kotlin Multiplatform, Android, and iOS for Dspread, Famoco, Nexgo, and PAX device ecosystems.

I've architected EMV contactless, NFC, UPI, QR, Apple Pay, and Google Pay payment flows, integrating Visa, Mastercard, CyberSource, NPCI UPI, Paytm SDK, and other payment processors. My work applies tokenization, AES, RSA, SHA, JWE, DUKPT, and PINblock encryption while supporting PCI-DSS and regional compliance requirements.

I lead and mentor cross-functional teams, manage roadmaps and releases, conduct code reviews, and work with global stakeholders, merchants, and compliance teams. I've also built OmniTMS telemetry and fleet-security capabilities for monitoring device health, connectivity, battery, SIM, CPU/RAM, and silent uninstalls.

Earlier, I led mobile delivery at Web Project, developed apps across fitness, food, and safety at smartData Enterprises, and taught software development and mobile computing at DAV College.

Experience

Work history, roles, and key accomplishments

OL
Current

Senior Technical Lead

Omnipayments Software Pvt Ltd

Feb 2015 - Present (11 years 7 months)

Led and mentored a cross-functional team of 8+ developers to deliver enterprise FinTech mobile applications across Flutter, Kotlin Multiplatform, Android, and iOS. Architected and integrated secure payment flows including Google Pay, Apple Pay, EMV, NFC, and UPI, and implemented tokenization and cryptographic protections.

Education

Degrees, certifications, and relevant coursework

CL

Chandigarh Engineering College, Landran

Master of Computer Applications, Computer Applications

2006 - 2009

Pursued a Master of Computer Applications with a focus on core computer science and fintech security, including applied cryptography and secure mobile payment system design.

GC

Govt. Arts & Science College

Bachelor of Science, Non-Medical

2003 - 2006

Completed a Bachelor of Science in Non-Medical, covering physics, chemistry, and mathematics with strong analytical and problem-solving skills.

Tech stack

Software and tools used professionally

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