At Investment Finance Company, I lead the institution-wide risk and compliance agenda, covering credit, operational, market, strategic and ML/TF risks. I advise executive leadership on material exposures and mitigation priorities.
I develop risk initiatives aligned with organizational growth and integrate risk considerations into business planning and decision-making. I also monitor risk and compliance processes and drive improvements to portfolio quality, controls and institutional resilience.
I provide senior management and governance committees with risk insights on portfolio growth, credit quality, operational controls and regulatory compliance. I also lead and mentor risk professionals and support risk ownership through training and awareness initiatives.
Previously, I led institutional development initiatives at Investment Finance Company and worked in SME business development at Al-Ilm Management Consultancy and retail banking at Emirates Islamic. My experience spans commercial and consumer banking, wealth management, SME financing, mortgages and microfinance in Pakistan and the Middle East.

