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Faisal Ayaz

@faisalayaz

Head of Risk & Compliance at Investment Finance Company, strengthening risk frameworks across credit, operational and ML/TF risks.

Pakistan
Message

At Investment Finance Company, I lead the institution-wide risk and compliance agenda, covering credit, operational, market, strategic and ML/TF risks. I advise executive leadership on material exposures and mitigation priorities.

I develop risk initiatives aligned with organizational growth and integrate risk considerations into business planning and decision-making. I also monitor risk and compliance processes and drive improvements to portfolio quality, controls and institutional resilience.

I provide senior management and governance committees with risk insights on portfolio growth, credit quality, operational controls and regulatory compliance. I also lead and mentor risk professionals and support risk ownership through training and awareness initiatives.

Previously, I led institutional development initiatives at Investment Finance Company and worked in SME business development at Al-Ilm Management Consultancy and retail banking at Emirates Islamic. My experience spans commercial and consumer banking, wealth management, SME financing, mortgages and microfinance in Pakistan and the Middle East.

Experience

Work history, roles, and key accomplishments

Investment Finance Company logoIC
Current

Head of Risk & Compliance

Nov 2020 - Present (5 years 11 months)

·        Lead the institution-wide risk and compliance agenda, covering credit, operational, market, strategic and ML/TF risks and advising executive leadership on material risk exposures and mitigation priorities.
·        Develop and strengthen risk management initiatives aligned with organizational growth objectives, integrating risk considerations into business planning and decision-making.

Investment Finance Company logoIC

Head of Institutional Development

Nov 2017 - Oct 2020 (2 years 11 months)

·        Led the formulation and execution of strategic initiatives for institutional development, ensuring alignment with long-term organizational goals.
·        Oversaw resource allocation for sector development projects, optimizing performance and enhancing operational effectiveness.
·        Coordinated cross-functional teams to drive project delivery and foster collaboration in achieving

Al-Ilm Management Consultancy logoAC

Business Development Manager-SME

Sep 2011 - Oct 2016 (5 years 1 month)

·        Cultivated strategic partnerships with SMEs to enhance service offerings and drive business growth.
·        Streamlined the business development process by establishing best practices and tools that improved efficiency and reduced turnaround time for SME financing applications.
·        Analyzed market trends and competitive landscape to identify opportunities for business expansion

Emirates Islamic logoEI

Territory Manager-Retail

Jun 2008 - May 2011 (2 years 11 months)

• Developed regional sales strategies tailored to consumer needs, enhancing market share and brand loyalty.
• Managed key client relationships within the territory, ensuring high levels of customer satisfaction and retention.
• Implemented targeted training programs for team members, improving sales techniques and product knowledge.
• Monitored competitors and market dynamics to adjust strategies

Education

Degrees, certifications, and relevant coursework

LI

LinkedIn

Learning Data Analytics

Jun 2017

LI

LinkedIn

Building High-Performance Teams

Jun 2017

LI

LinkedIn

Making Investment Decisions

Jun 2017

PU

Preston University

Master of Business Administration - MBA, Marketing

2001 - 2002

Tech stack

Software and tools used professionally

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