Maria Edeh
@mariaedeh
Senior Credit Risk Analyst driving data-led portfolio risk reduction.
United StatesWhat I'm looking for
I am a Senior Credit Risk Analyst with over six years of experience across banking, fintech, and manufacturing, specializing in credit exposure management, policy development, collateral monitoring, and regulatory compliance. I translate complex credit and performance data into clear insights, build dashboards (Power BI, Tableau), and partner with finance, analytics, operations, and compliance to strengthen risk oversight and minimize losses.
I have led credit reviews, prepared executive-level exposure and performance reports, and supported model validation and stress testing while improving reporting efficiency through SQL automation and scalable analytics. I hold certifications in Credit Risk Management and as a Certified AI Strategist and bring hands-on experience with Snowflake, AWS/Azure, Jira, SharePoint, and advanced Excel.
Experience
Work history, roles, and key accomplishments
Senior Credit Risk Analyst
Kapitus
Jun 2024 - Present (1 year 8 months)
Collaborate with stakeholders to define and implement credit risk processes and system enhancements, analyze consumer and commercial exposure to optimize portfolio performance, and lead dashboarding and scenario analysis to support executive risk decisions.
Credit Risk Analyst
Covestro
May 2023 - Apr 2024 (11 months)
Assessed counterparty credit risk for commercial accounts, developed automated dashboards and scalable analytics to monitor exposure and delinquency trends, and supported audit and policy adjustments to strengthen portfolio controls.
Analyzed large-scale consumer lending and bureau data to evaluate exposure and model performance, monitored portfolio KPIs and delinquencies, and built Tableau dashboards to inform underwriting and policy refinement.
Analyzed transactional and credit data to detect anomalies and assess fraud-related credit exposure, built automated SQL monitoring reports, and supported compliance and audit reviews to improve controls.
Education
Degrees, certifications, and relevant coursework
University of Lagos
Bachelor's Degree, Insurance & Actuarial Science
Bachelor's degree in Insurance and Actuarial Science focusing on risk assessment, insurance principles, and actuarial methods.
Availability
Location
United StatesAuthorized to work in
Job categories
Interested in hiring Maria?
You can contact Maria and 90k+ other talented remote workers on Himalayas.
Message MariaFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
