Divyakshi Ramteke
@divyakshiramteke
Detail-oriented underwriting analyst driving data-led risk assessment and pricing.
IndiaWhat I'm looking for
I am a detail-oriented underwriting analyst with over 4 years in underwriting analytics and 6.3 years of total industry experience, specializing in Property & Casualty insurance. I leverage data analysis, risk assessment, pricing support and underwriting principles to improve submission quality and inform pricing decisions.
I have supported US P&C underwriting desks by performing detailed risk assessments across GL, Auto, WC, Property and Inland Marine, prepared underwriting summaries, and collaborated with overseas teams and brokers to ensure clarity and timely responses. I produce actionable insights from data using Power BI, Python and SQL and have driven recommendations that aligned with business goals.
My background includes team leadership, process improvement, and end-to-end operations setup for underwriting workflows, with hands-on experience in quoting, issuance, claims and policy servicing. I seek roles where I can apply quantitative skills and business analysis to deliver measurable underwriting and operational impact.
Experience
Work history, roles, and key accomplishments
Senior Underwriting Analyst
WNS
Mar 2025 - Present (10 months)
Support US P&C underwriting desks with detailed risk assessments across GL, Auto, WC, Property and IM, producing underwriting summaries and pricing support that improve submission quality and turnaround time.
Domain Trainee
Genpact
Apr 2021 - Mar 2025 (3 years 11 months)
Worked on P&C insurance quoting, pricing, underwriting and issuance while supporting a team of 15+ FTEs and reviewing new business submissions to ensure compliance with procedures.
Business Development Associate
InterviewBit Software Services
Oct 2020 - Feb 2021 (4 months)
Supported senior managers across functions to drive growth by maintaining lead conversion processes, conducting client demos, and contributing to B2C sales that generated revenue.
Operations Intern
Total Environment Building Systems
May 2019 - Jul 2019 (2 months)
Set up end-to-end operations processes, monitored dashboards and anomalies, implemented process improvements and maintained operational documentation to reduce errors and business losses.
Marketing Manager
Sparkle Learning Solutions
Aug 2016 - Jul 2017 (11 months)
Led a 10-person team to execute marketing campaigns, conduct primary research and market analysis, and run events to drive product demonstrations and customer engagement.
Education
Degrees, certifications, and relevant coursework
Jain University CMS Business School
Master of Business Administration, Business Administration
2018 - 2020
Completed an MBA focused on business and management topics supporting underwriting and analytics work.
London School of Business and Finance
Certificate, Leadership / Professional Development
2018 - 2018
Completed a short certification in Self-awareness and leadership.
UPUniversity of Pune
Bachelor of Engineering, Engineering
2012 - 2016
Completed a Bachelor of Engineering with coursework and projects informing analytical and technical skills used in underwriting.
Availability
Location
IndiaAuthorized to work in
Social media
Job categories
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