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Demola Martins

@demolamartins

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Senior Product Manager specializing in fintech and digital lending, scaling credit products from idea to launch.

Nigeria

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What I'm looking for

I’m looking to lead 0-to-1 and growth product builds in fintech—partnering closely with risk, engineering, and compliance to deliver scalable, CBN-compliant credit and payments that expand access.

I’m a Senior Product Manager with 6 years of experience building fintech and digital lending products at scale. I’ve contributed to over 420 billion naira ($280M+) in loan disbursements and I’m a deep specialist in credit scoring, loan origination, digital payments, BNPL, and financial inclusion.

In my current role at Zedvance Finance Limited, I drove 140% year on year growth in loan disbursements, scaling from 50 billion naira ($33M) in 2024 to 120 billion naira ($80M) by November 2025. I own the full lending suite roadmap—from loan origination and credit decisioning to approval workflows and disbursement infrastructure—while leading BNPL lending features and credit scoring models for the Quick Loan app.

Previously, as a Technical Product Manager at Access Corporation (OxygenX and QuickBucks), I supported 300 billion naira+ ($200M) in total loan disbursements by end of 2024. I led a 0 to 1 build and launch of the OxygenX web and mobile applications, shipped an Operations Admin Platform for 10,000+ customers, and launched a Field Sales Agent platform for 80+ agents; I also helped drive approval-rate and friction improvements across QR and digital payment experiences at Ecobank Nigeria.

I like turning ambiguity into measurable outcomes: from concept to near launch (such as RapidLoans365) to strategy, research, and iteration across the full SDLC. Beyond product delivery, I mentor—training 250+ aspiring product managers at Bright Flare Academy—and I bring a disciplined, execution-focused mindset grounded in Agile, OKRs/KPIs, and cross-functional leadership.

Experience

Work history, roles, and key accomplishments

Current

Lead Product Manager

Current

Zedvance Finance Limited

Jun 2025 - Present (1 year)

Drove 140% year-on-year growth in loan disbursements, scaling from 50B naira (2024) to 120B naira by Nov 2025. Owned the lending suite roadmap and led BNPL + credit scoring development for Quick Loan while reducing application-to-disbursement cycle time through process and workflow optimisation.

Loan Origination Credit Scoring BNPL Lending Suite Roadmapping Digital Payments Workflow Optimization

Current

Product Management Tutor

Current

Bright Flare Academy

Feb 2025 - Present (1 year 4 months)

Trained 250+ aspiring product managers in product strategy, roadmapping, agile delivery, stakeholder management, and career development. Provided ongoing 1:1 mentorship and industry coaching to support students transitioning into product management roles.

Roadmapping Agile Scrum Stakeholder Management Mentorship & Coaching Career Guidance

Technical Product Manager

Access Corporation

Sep 2022 - Jun 2025 (2 years 9 months)

Supported 300B naira+ in total loan disbursements by end of 2024 by improving platform efficiency and lowering friction in the credit decisioning pipeline. Led 0-to-1 product launches for OxygenX and QuickBucks, including web/mobile delivery, an Operations Admin Platform for 10,000+ customers, and a Field Sales Agent platform enabling 80+ agents to disburse 400M naira in 5 months.

0 To 1 Product Delivery Operations Automation Sales Enablement Agile Product Delivery

Product Lead

Oriki Energy

May 2023 - Oct 2023 (5 months)

Generated 24M naira in revenue and enabled charging of 240,000 phones through product-led expansion of energy access in underserved communities. Established 20 Oriki Energy Centres to empower local entrepreneurs and drive economic activity in off-grid areas.

Product Led Growth Revenue Generation Market Expansion Product Strategy Stakeholder Management Operations & Enablement Community SME Empowerment

Product Manager

TEFY Corp

Jul 2021 - Sep 2022 (1 year 2 months)

Led concept-to-launch product development for a fintech product suite by defining product vision, roadmap, and go-to-market strategy. Conducted market and competitive research, ran user testing for prioritisation, and managed sprints and delivery milestones across engineering and design through the full software development lifecycle.

Product Roadmap Go To Market Strategy Market Research Competitive Analysis User Testing Agile Delivery

Product Manager, Scan and Pay

Ecobank Nigeria

Dec 2021 - Aug 2022 (8 months)

Grew weekly transaction volume by 57%, scaling from 600M naira to over 1B naira per week through data-driven feature optimisation and user behaviour analysis. Led QR payment product roadmap and integrations (NIBSS, PTSPs, Coral Pay) while using Power BI reporting and strengthening KYC/AML controls to maintain a 99.9% transaction success rate.

Power BI KYC AML Regulatory Compliance Product Roadmapping