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Danny UserDU
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Danny User

@dannyuser3

I am a data-driven senior risk analyst delivering predictive model improvements and measurable business ROI.

India
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What I'm looking for

I am seeking a quantitative role where I can apply ML and risk-model expertise to drive measurable business impact, work cross-functionally, and grow into leadership.

I am a data-driven risk analyst and machine-learning practitioner with strong quantitative foundations from IIT Delhi and an MBA from IIMA. At American Express I scaled financial-data integration, mitigated model drift, and engineered RNN-based spend signals that delivered multi-million dollar annual benefits and improved model Gini performance.

I have a proven record of fast-track promotion, competition wins, and impactful product development—from building credit-risk features across 10+ markets to implementing user-facing Android features at Samsung. I combine rigorous technical skills (Python, SQL, Spark, R, C++) with business acumen to drive measurable outcomes and mentor teammates for rapid onboarding.

Experience

Work history, roles, and key accomplishments

American Express logoAE
Current

Senior Business Analyst

American Express

Jun 2023 - Present (2 years 6 months)

Led feature engineering and model stability work for global credit-risk models, scaling financial-data integration from 10% to 50%+, delivering ~$2M PTI and unlocking ~$3M ROI through derived signals and targeted pruning.

Education

Degrees, certifications, and relevant coursework

Indian Institute of Management Ahmedabad logoIA

Indian Institute of Management Ahmedabad

Master of Business Administration, Management

2021 - 2023

Grade: 3.173/4.33

Activities and societies: Academic Council PO; coordinated bidding process and developed Academic White Book; positions of responsibility

Two-year flagship MBA program with strong quantitative performance (Top 5/389 in QM1 & ME) and A grades in multiple subjects.

Indian Institute of Technology Delhi logoID

Indian Institute of Technology Delhi

Bachelor of Technology, Mathematics and Computing

2016 - 2020

Grade: 8.81/10

Activities and societies: Hostel representative; sports leadership; technical projects including NLP text simplification and yield curve simulation

Bachelor's in Mathematics and Computing with high academic distinction (9+/10 GPA in 25 of 40 graded courses).

Tech stack

Software and tools used professionally

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Danny User - Senior Business Analyst - American Express | Himalayas