Danny User
@dannyuser3
I am a data-driven senior risk analyst delivering predictive model improvements and measurable business ROI.
What I'm looking for
I am a data-driven risk analyst and machine-learning practitioner with strong quantitative foundations from IIT Delhi and an MBA from IIMA. At American Express I scaled financial-data integration, mitigated model drift, and engineered RNN-based spend signals that delivered multi-million dollar annual benefits and improved model Gini performance.
I have a proven record of fast-track promotion, competition wins, and impactful product development—from building credit-risk features across 10+ markets to implementing user-facing Android features at Samsung. I combine rigorous technical skills (Python, SQL, Spark, R, C++) with business acumen to drive measurable outcomes and mentor teammates for rapid onboarding.
Experience
Work history, roles, and key accomplishments
Senior Business Analyst
American Express
Jun 2023 - Present (3 years)
Led feature engineering and model stability work for global credit-risk models, scaling financial-data integration from 10% to 50%+, delivering ~$2M PTI and unlocking ~$3M ROI through derived signals and targeted pruning.
Software Engineer
Samsung
Sep 2020 - Jun 2021 (9 months)
Designed and implemented a two-page Autofill login feature for Samsung Pass, improving feature adoption and customer engagement by ~10% and resolving 80+ critical Android app issues.
Education
Degrees, certifications, and relevant coursework
Indian Institute of Management Ahmedabad
Master of Business Administration, Management
2021 - 2023
Grade: 3.173/4.33
Activities and societies: Academic Council PO; coordinated bidding process and developed Academic White Book; positions of responsibility
Two-year flagship MBA program with strong quantitative performance (Top 5/389 in QM1 & ME) and A grades in multiple subjects.
Indian Institute of Technology Delhi
Bachelor of Technology, Mathematics and Computing
2016 - 2020
Grade: 8.81/10
Activities and societies: Hostel representative; sports leadership; technical projects including NLP text simplification and yield curve simulation
Bachelor's in Mathematics and Computing with high academic distinction (9+/10 GPA in 25 of 40 graded courses).
Availability
Location
Authorized to work in
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