At Pennymac, I independently validate and rebut more than 200 repurchase demands annually across Fannie Mae, Freddie Mac, VA, and FHA portfolios, achieving a 75% success rate and saving approximately $5.25M in potential losses.
I've uncovered critical loan origination system configuration risks, led remediation efforts, and served as a final audit defense before agency self-reporting. My work includes forensic re-underwriting, complex income analysis, occupancy-fraud investigation, investor-guideline validation, and cross-functional remediation planning.
Previously, I managed a $78M–$115M wholesale pipeline at Roxlo, underwrote 60+ residential loans monthly at CMG Financial, and processed FHA/VA loans at Bank of America. I bring hands-on experience with Jumbo products, self-employed tax returns, TRID/RESPA compliance, and mortgage platforms including Encompass, RULR, LAMP, Arrive, Lending Pad, and BYTE.
