Ciku Mwangi

I’m an analytical finance professional with 3 years of experience across credit risk assessment, financial modelling, portfolio analysis, and market research. I combine strong data collection and cleaning with business context to deliver quality insights that drive financial decisions and sustainable growth.

At Milhan Access Capital, I independently managed a portfolio of up to 190 accounts, analyzing repayment capacity and exposure to support data-driven lending and insurance decisions within a regulated microfinance environment. I contributed analytical input to credit committee reviews and consistently maintained 100% accuracy in client documentation, loan records, insurance files, portfolio updates, and compliance documentation.

I also built market and competitor comparison reports to benchmark product pricing and risk practices against peer microfinance institutions, and I supported management decisions by analyzing product performance against market trends. My work improved customer retention by 15% and helped convert 3 out of 20 scheduled clients into repeat borrowers, supporting growth of the loan book.

Alongside my finance background (Bachelor’s in Actuarial Science, Financial Modelling & Valuation—CFI), I’ve trained in Data Analytics and bring practical tools like Python, SQL, Power BI, and advanced Excel to turn complex information into clear, actionable reporting. I’m now seeking to channel my credit-risk and business intelligence experience into delivering efficient financial and data analysis with measurable impact.