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Chidozie Oguaghamba

@chidozieoguaghamba

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Product manager specializing in payments, APIs, and fintech integrations.

Nigeria

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What I'm looking for

I seek a senior product role in fintech or banking focused on payments and API products, with collaborative teams, technical challenge, and opportunities to drive product roadmap and integrations.

I am a product manager with over nine years' experience delivering payments and collection solutions across fintechs and banks, with deep expertise in payments technology, API-as-product, integrations, pricing, negotiation, and agile product delivery. I have led payments teams, driven product roadmaps, managed third-party integrations, and implemented new payment technologies that improved processing and availability.

I prioritize customer-centered design, continuous learning, and clear stakeholder communication, and I consistently deliver high-quality work on time and within scope. I bring strong analytical, project management and support skills, proven experience with reconciliation and settlement flows, and certifications in Scrum (SMC, SPOC) and ITIL.

Experience

Work history, roles, and key accomplishments

Current

Senior Product Manager

Current

Fairmoney Microfinance Bank

May 2025 - Present (6 months)

Drive payments platform roadmap, manage third-party integrations, and improve transaction processing across channels while collecting user feedback to prioritize backlog and sprint work.

Payment Integration Product Roadmap API Documentation Stakeholder Management Agile Scrum Payment Processors Third Party Integrations

Head of Payments

OPay Digital Services Limited

Feb 2023 - Apr 2025 (2 years 2 months)

Led payments strategy and operations, managed relationships with banks, switches and settlement partners, and ensured high availability and SLA-driven incident resolution while implementing payment technologies to improve efficiency.

Partner Management Incident Management SLA Management Process Optimization

Product Manager

OPay Digital Services Limited

Feb 2021 - Jan 2022 (11 months)

Owned agency banking (PoS & mobile) product delivery, documented APIs, prioritized backlogs, managed third-party processors, and led pricing and technical implementations to meet scope, time and cost targets.

Backlog Management Sprint Planning POS Mobile Payments Pricing Negotiation Technical Delivery

Technical Product Manager

Unified Payments

Jan 2019 - Jan 2021 (2 years)

Managed implementation and integration of payment applications, led system integration testing and 3rd-level support, and delivered technical solutions to align with business requirements on time and budget.

System Integration Project Delivery Deployment

Epayment Product Manager

Guaranty Trust Bank Plc

Jul 2015 - Jan 2019 (3 years 6 months)

Developed and marketed electronic payment and collection products (GTPay, PayDirect, GTCollections), led merchant onboarding and activation, and drove transaction growth and reporting to meet revenue targets.

Product Development Payments UAT API Management Reporting Customer Support

Graduate Trainee Engineer

Connig Technoserve

Nov 2015 - Jan 2016 (2 months)

Performed radio network planning and optimization including drive testing, technical site surveys, antenna installation, and compiled line-of-sight and site survey reports.

Antenna Installation Line Of Sight Reporting GSM Maintenance TSS

Transmission Engineer

Spectrum Communications Services

Mar 2011 - Sep 2011 (6 months)

Planned transmission paths and frequencies, installed microwave and WiMAX antennas, produced link engineering reports, and coordinated site and path surveys to meet coverage requirements.

Transmission Planning Pathloss Microwave Antennas WiMAX Link Engineering Reports LER Generation