Charity Lemelle

I am an accomplished credit analyst and underwriter with deep experience across consumer and commercial lending, consistently exceeding productivity targets and delivering accurate, results-driven credit decisions.

At Hyundai Capital I have been recognized as a top performer since August 2023, averaging 14.6 tasks per hour and leading productivity benchmarks across multiple locations while improving operational efficiency through cross-functional initiatives.

Previously at GM Financial I served as a Commercial Credit Analyst II, analyzing credit data, preparing comprehensive risk reports, establishing credit limits, and managing key dealership relationships for the West region, consistently achieving top departmental productivity.

I hold an MBA with a finance concentration and a BS in Business Administration; I bring strong skills in credit analysis, financial analysis, risk assessment, reporting, negotiation, and data management, and I seek to apply these strengths to roles that value accuracy, efficiency, and measurable results.