Credit professional Commercial or Business Banking Credit Analyst or Underwriting jobs requiring analysis of loan requests for businesses.

Adam Green
@adamgreen
I analyze and underwrite commercial credit requests for businesses, non-profits, individuals, and more across a wide range of industries.
What I'm looking for
At M&T Bank, I underwrite business banking credit and assess financial statements, credit reports, and industry risk for relationships with up to $10MM in exposure.
I've supported commercial, government, municipal, SBA, healthcare, franchise, and not-for-profit lending by developing probability-of-default and loss-given-default ratings, completing credit memos, and collaborating with Relationship Managers, Credit Officers, and Team Leads. I bring an MBA and finance background, plus experience researching public-sector financial data, debt ratings, legislation, and macroeconomic risks.
Experience
Work history, roles, and key accomplishments
Currently serving as a Business Banking Underwriter III at M&T Bank, focusing on commercial credit underwriting and analysis.
Reviewed GASB compliant statements, budgets, and bond issuance documents to assess creditworthiness of municipalities and public schools. Participated in deal screening calls and collaborated with Relationship Managers to complete credit memos and ensure data accuracy.
Reviewed financial statements and credit reports for businesses across various industries, analyzing risks to support credit decisions. Collaborated with relationship managers and credit officers to complete credit memos and submit credit requests, handling up to 70 requests annually.
Provided in-depth review of financial statements, credit reports, and other data for businesses and individuals with exposure up to $10MM. Analyzed financial data across various industries to formulate risk ratings and collaborated with credit officers on credit memos.
Processed new and existing account maintenance and credit applications for retail customers, ensuring compliance with federal and state regulations. Handled various teller transactions and assisted customers with online and mobile banking enrollment and fraud issues.
Entrepreneurial Assistant in Residence
Startupbootcamp
Sep 2020 - Dec 2020 (3 months)
Created, updated, and uploaded weekly presentations and managed the company's AirTable database. Conducted in-depth market research for startup founders, particularly around the Australian insurance market and global ESG & asset management markets.
Construction Laborer
Thompson Builds, Inc.
Jun 2015 - Sep 2020 (5 years 3 months)
Summer labor for commercial construction general contractor.
Education
Degrees, certifications, and relevant coursework
Rochester Institute of Technology - Saunders College of Business
Master of Business Administration, Business Administration and Management
2021 - 2022
Grade: 3.53
Activities and societies: None
Pursued a Master of Business Administration with a focus on Business Administration and Management.
Rochester Institute of Technology - Saunders College of Business
Bachelor of Science, Finance
2017 - 2021
Grade: 3.64
Activities and societies: Member of Financial Management Association. Participated in Leadership Foundations program. Studied abroad at RIT Zagreb in Croatia for full semester.
Earned a Bachelor of Science in Finance with a minor in International Business Studies.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
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Skills
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