BhavaniSingh Rathod
@bhavanisinghrathod
Experienced banking professional specializing in branch development and credit operations.
IndiaWhat I'm looking for
I am an experienced banking professional with a strong background in branch operations, advances portfolio development, credit appraisal, and recovery management. I have led day-to-day branch functions including cash management, cheque clearing, KYC/AML compliance, and coordinated with advances, credit monitoring, recovery, and vigilance teams to ensure smooth operations.
My experience includes managing pre- and post-sanction loan processes, verifying transaction reports, generating leads, onboarding customers, and handling collections. I hold a PGDM in Marketing & HR and JAIIB certification, and I pursue continuous training in credit appraisal, documentation, credit monitoring, and recovery.
Experience
Work history, roles, and key accomplishments
CLBranch Development Manager
City Union Bank Ltd.
Nov 2022 - May 2024 (1 year 6 months)
Led branch growth by managing advances and deposit portfolios, oversaw daily operations including cash management and cheque clearing, and ensured KYC/AML compliance while coordinating with credit, recovery, and vigilance teams.
CLSenior Associate
City Union Bank Ltd.
Feb 2018 - Oct 2022 (4 years 8 months)
Managed daily branch operations, customer service, lead generation and onboarding, and handled recovery and pre-sanction loan assessment for consumer, corporate, and project loans.
Education
Degrees, certifications, and relevant coursework
B.P. Birla Institute of Management, Mysore
Post Graduate Diploma in Management, Marketing & HR
Completed a PGDM with specializations in Marketing and HR at B.P. Birla Institute of Management, Mysore, graduating in 2017.
KUKarnataka State Open University
Bachelor of Commerce, Commerce
Completed a Bachelor of Commerce (B.Com) degree from Karnataka State Open University, Mysore, in 2015.
St. Joseph's School, Mysore
10th (KSSEB), Secondary Education
Completed 10th grade (KSSEB) at St. Joseph's School, Mysore, passing in 2009.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
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