Open to opportunities

Bernardo Juchem Becker

@bernardojuchembecker

Message

I am a physicist and credit risk analyst focused on quantitative risk.

Brazil

Message

What I'm looking for

I’m looking for a dynamic job with challenging problems to solve and make a difference—applying quantitative risk analysis, data modeling, and tools like Python and SQL while continuously learning.

I’m a Physicist who applies “mathematical/statistical and programming tools” to “data analysis and problem solving,” with a strong focus on Risk Management in Banks and Financial Institutions. I bring “strong critical thinking” and an impartial profile, and I’m motivated by using rigorous methods to make better credit and risk decisions.

In my recent role at Bank Sicredi, I conduct credit analyses of financial institutions, assign credit ratings, and manage “opening and monitoring credit limits,” including quantitative review of assets, liabilities and P&L and qualitative assessment of counterparties. Previously at KP - Wealth Management and WARREN, I built and monitored internal risk controls and regulatory-compliance parameters (CVM/BACEN), developed SQL queries and “API accesses,” supported credit and liquidity risk reporting, and created dashboards to track investment fund performance and allocations.

Experience

Work history, roles, and key accomplishments

Credit Risk Analyst

Bank Sicredi

Jan 2024 - Jun 2026 (2 years 5 months)

Conducted credit analyses of financial institutions and assigned credit ratings to open operational limits. Covered quantitative and qualitative analysis, monitored credit limits, and presented findings in the credit committee.

Credit Risk Analysis Credit Limits Quantitative Analysis KRIs Credit Committee Financial Institutions

Risk Analyst

KP Wealth Management

Mar 2022 - Jan 2024 (1 year 10 months)

Developed and monitored risk controls to ensure investment products complied with CVM/BACEN regulations and risk limits. Framed risk parameters and limits, monitored credit operations and investment-fund credit risk, and produced market/credit/liquidity risk reports.

Risk Management Credit Operations Credit Risk BACEN Regulations Risk Limits SQL Queries

Investment Analyst

Warren Brazil - Asset Management

Jun 2019 - Mar 2021 (1 year 9 months)

Managed and operated investment funds with a focus on asset management, including framing funds under CVM and BACEN regulations. Built dashboards and developed API tools to gather financial data, and published fund profitability and performance reports.

Asset Management BACEN Regulations Dashboarding Cash Flow Analysis API Development Yahoo Finance performance reporting

Intern

Metrology and Mechanical Testing Laboratory (SENAI - CETEMP)

Jan 2013 - Aug 2013 (7 months)

Performed technical procedures related to calibration and mechanical testing, supporting instrument calibration and material mechanical testing tasks. Ensured necessary care for calibration and testing processes.

Calibration Materials Testing

Education

Degrees, certifications, and relevant coursework

Universidade Federal do Rio Grande do Sul (UFRGS)

Bachelor of Science in Physics, Physics

Activities and societies: Undergraduate thesis: Sound Focusing using an array of speakers (available at https://www.lume.ufrgs.br/handle/10183/189388). Scientific initiation scholarship: DNA in water with X-rays (available at https://www.lume.ufrgs.br/handle/10183/175800).

Completed a Bachelor of Science in Physics at UFRGS. Completed an undergraduate thesis on sound focusing using an array of speakers.