Vitor Krolikowski Massuchetti
@vitorkrolikowskimass
Data Scientist specializing in credit risk (PD modeling, scorecards, WoE/IV). 5+ years in fintech; Tech Lead at a $6B+ AUM asset manager
BrazilWhat I'm looking for
At Solis Investimentos, I was the first Data Science hire and built the data function for structured credit and receivables funds.
I rebuilt a production behavior score in Python using 3,000+ candidate variables and Random Forest, reaching Gini of 0.45 and KS of 0.33. I also developed a logistic-regression scorecard and a vintage-analysis framework supporting loss forecasting and early detection of credit deterioration.
My portfolio-monitoring structure has delivered 300+ analyses and systematic reports for 50+ funds. I translate credit models into actionable decisions for teams, partners, investors, and leadership while mentoring junior talent and strengthening data architecture.
Experience
Work history, roles, and key accomplishments
Data Scientist
Solis Investimentos
May 2021 - Present (5 years 4 months)
Led the in-house rebuild of a behavior score model for credit funds, performing feature engineering across 3,000+ candidate variables and training a Random Forest model in Python.
Built a credit scorecard using logistic regression with supervised binning via WoE.
Built a statistical framework for credit portfolio analysis and served as Tech Lead for two years.
Project Analyst
Vipal Borrachas
Apr 2019 - May 2021 (2 years 1 month)
Supported strategic initiatives within the PMO, including new product development, supplier contracts, and corporate innovation projects. Specialized in economic feasibility studies and financial modeling, delivering 100+ financial evaluations via Excel and PowerPoint.
Project Assistant
Vipal Borrachas
Jan 2018 - Mar 2019 (1 year 2 months)
Provided analytical and operational support to the PMO, including financial evaluations, data organization, and executive reporting.
Administrative Supervisor
RKL Componentes Automotivos
Jan 2015 - Dec 2017 (2 years 11 months)
Led a team of six across finance, procurement, and logistics; drove productivity and cash-generation projects through data extraction and Excel modeling.
Purchasing Analyst
RKL Componentes Automotivos
Jan 2014 - Dec 2015 (1 year 11 months)
Built an Excel-based decision model to visualize product consumption statistics, reducing analysis time and improving inventory accuracy.
Administrative Analyst
ABM Comercial Autopeças Ltda
Mar 2009 - Dec 2012 (3 years 9 months)
Handled invoicing, financial control, price lists, inventory reporting, and accounts receivable at a family-owned auto parts distributor.
Education
Degrees, certifications, and relevant coursework
Data Science Academy
Certificate, Artificial Intelligence
2025 - 2025
Completed coursework in Generative AI and LLMs for Natural Language Processing in 2025.
Data Science Academy
Certificate, Financial Engineering
2025 - 2025
Completed coursework in Financial Engineering with Artificial Intelligence in 2025.
Data Science Academy
Certificate, Deep Learning
2024 - 2024
Completed coursework in Deep Learning for AI Applications (Python & C++) in 2024.
Data Science Academy
Certificate, Data Engineering
2023 - 2023
Completed coursework in Data Engineering with Hadoop and Spark in 2023.
Data Science Academy
Certificate, Big Data Analytics
2022 - 2022
Completed coursework in Real-Time Big Data Analytics with Python and Spark in 2022.
Data Science Academy
Certificate, Big Data Analytics
2021 - 2021
Completed coursework in Big Data Analytics with R and Microsoft Azure Machine Learning in 2021.
Data Science Academy
Certificate, Machine Learning
2021 - 2021
Completed coursework in Machine Learning and Predictive Modeling in 2021.
Harvard University
Certificate, Data Science
2020 - 2020
Completed an Introduction to Data Science course from HarvardX in 2020.
Universidade do Vale do Rio dos Sinos
MBA, Project Management
2016 - 2017
MBA in Project Management from Unisinos, Porto Alegre, Brazil, from 2016 to 2017.
Pontifical Catholic University of Rio Grande do Sul
Bachelor of Arts, Economics
2009 - 2013
Bachelor of Arts in Economics from PUC-RS, Porto Alegre, Brazil, from 2009 to 2013.
Availability
Location
BrazilAuthorized to work in
Salary expectations
Skills
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