At Agoracred Financeira, I manage personal credit, CDC, and vehicle financing portfolios, balancing lower delinquency with credit approval. The operation analyzes more than 130,000 proposals and R$ 290 million each month.
I led the launch of CDC vehicle financing, from credit policies and engine rules through operational workflows, reaching R$ 4 million in monthly financing while maintaining low delinquency. I also developed credit policies that enabled operations across all Brazilian states.
I implemented a CRM from scratch to manage partner relationships and commercial activity via WhatsApp, generating R$ 300,000 in monthly financing through that channel. I also structured the reuse of credit bureau inquiries, reducing operating costs by approximately R$ 30,000 per month.
Earlier, as an Analytics Analyst at Agoracred Financeira, I conducted credit risk studies and developed dashboards to monitor delinquency, portfolio performance, and risk segments. I have a Statistics degree from Ufes - Universidade Federal do Espírito Santo and a postgraduate qualification in Data Science from FAESA, and work with Python, R, and SQL.
