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Ben Oguntala

@benoguntala

I design payment security architectures that reduce card-data risk and deliver PCI compliance across global platforms.

United Kingdom
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What I'm looking for

I'm looking to lead payment security and compliance programmes where I can reduce card-data risk, shape PCI DSS architecture, and partner with executive stakeholders across global, regulated environments.

At Payments and Co, I architect PCI DSS 4.0 payment and TMC/GDS compliance solutions for global merchants and service providers. I delivered a TMC technology solution integrating Sabre, Amadeus, Galileo, and Travelport across six international markets, and designed zero card data architectures that removed cardholder data from payment touchpoints.

I've led 150+ PCI DSS, P2PE, PCI PIN, and enterprise compliance programmes across banking, fintech, travel, retail, telecommunications, and government. My work spans QSA management, ROC/AOC production, tokenisation, CDE scope reduction, SOC oversight, ISO 27001, GDPR, BCP/DR, and board-level risk reporting.

Experience

Work history, roles, and key accomplishments

PC
Current

Technical Design Authority

Payments and Co

Jan 2021 - Present (5 years 7 months)

Independent consultancy delivering PCI DSS 4.0 architecture and TMC/GDS compliance for global merchant and service provider clients. Architected and delivered a global TMC technology solution integrating Sabre, Amadeus, Galileo, and Travelport GDS platforms with PCI DSS 4.0 compliant payment controls.

Ingenico Group logoIG

P2PE & PCI PIN Project Manager

Mar 2019 - Mar 2020 (1 year)

Directed global P2PE solution compliance programme covering Certificate Authority management, P2PE solution certification, and Key Injection Facility (KIF) compliance across 6 countries simultaneously. Delivered P2PE-certified terminals integrated directly into TMC GDS environments.

BL

PCI Technical Design Authority

BaxterStorey Ltd

Nov 2017 - Mar 2019 (1 year 4 months)

Designed and executed pan-European PCI DSS compliance strategy for a Level 1 merchant, mapping 1,000+ PED assets and EPOS systems into a maintained compliance asset register. Executed decommissioning of out-of-scope IT systems and migrated online payment channels to tokenisation and redirection models.

LN

PCI DSS Compliance Manager

London Borough of Newham

Jan 2018 - Dec 2018 (11 months)

Designed a cross-departmental secure payment service consolidating payment channels, embedding GDPR and ISO 27001 controls, and implementing SOC-based compliance monitoring with direct reporting to CIO, CISO, and Operational Directors.

Barclays Bank logoBB

PCI Technical Design Authority

Barclays Bank

Apr 2017 - Nov 2017 (7 months)

Evaluated and prepared The Logic Group (Barclays acquisition) for PSD2 impact assessment and PCI DSS 3.2 compliance, including 3rd-party supplier evaluation, policy creation, and BCP/DR implementation.

VB

PCI TDA / Subject Matter Expert

Vaquis Bank

Nov 2016 - Feb 2017 (3 months)

Led supply chain security assurance programme, enforcing cybersecurity controls across vendors and embedding risk mitigation into application SDLC processes.

CW

PCI Technical Design Authority

Carphone Warehouse

Jun 2015 - Aug 2015 (2 months)

Provided PCI technical design authority services.

Thames Water logoTW

3rd Party Compliance Manager

Thames Water

Apr 2013 - May 2015 (2 years 1 month)

Managed third-party compliance.

Alcatel Lucent logoAL

Cyber Security Risk Mitigation Manager

May 2011 - Nov 2012 (1 year 6 months)

Managed cyber security risk mitigation.

Vodafone UK logoVU

Fraud Risk & Security Manager

Vodafone UK

Jun 2007 - Apr 2008 (10 months)

Managed fraud risk and security.

IBM logoIB

Security Consultant (Aviva)

Feb 2007 - May 2007 (3 months)

Provided security consulting services for Aviva.

Education

Degrees, certifications, and relevant coursework

Queen Mary University of London logoQL

Queen Mary University of London

Master of Laws, Banking & Finance Law

2009 - 2010

Master of Laws (LLM) in Banking & Finance Law from Queen Mary University of London.

Birkbeck College, University of London logoBL

Birkbeck College, University of London

Bachelor of Laws, Law

2004 - 2008

Bachelor of Laws (LLB) with Honours from Birkbeck College, University of London.

Tech stack

Software and tools used professionally

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