ayushi kabra
@ayushikabra
Chartered Accountant specializing in corporate banking credit underwriting and structured finance risk.
What I'm looking for
I’m a Chartered Accountant with 7+ years of experience across corporate banking, NBFCs, and capital markets, focused on credit underwriting, structured finance, and client relationship management. As an AVP, I manage a USD 120 Mn corporate banking portfolio—driving strong asset quality and maintaining Nil NPA through rigorous risk and credit controls.
Previously, I served as a Senior Manager in the Financial Services Group at IndusInd Bank, managing USD 100 Mn NBFC relationships and leading credit evaluation and portfolio risk management. I structured and executed credit facilities across Working Capital, Term Loan, and NFB products, strengthened wallet share through FX, Trade Finance, and liability initiatives, and supported Term Sheet negotiation, securitisation/direct assignment, and cross-sell efforts.
I also bring earlier leadership experience from YES Bank as a Manager for Indian Financial Institutions, including relationship management and credit structuring. Alongside my finance career, I built and scaled a self-owned art venture (Boho Artist), managing end-to-end operations and stakeholder relationships—reinforcing my ability to grow business through disciplined execution and cross-functional collaboration.
Experience
Work history, roles, and key accomplishments
Manage a USD 120 Mn corporate banking portfolio across leading conglomerates (e.g., Tata, Welspun, Raymond) while maintaining nil NPA asset quality through robust risk and credit controls. Structured and executed working capital, term loan, and NFB credit facilities and drove wallet share growth via FX, trade finance, and liability cross-sell.
Senior Manager, Financial Services
IndusInd Bank
Feb 2023 - Sep 2024 (1 year 7 months)
Managed USD 100 Mn NBFC lending and structured finance relationships, leading credit evaluation and portfolio risk management for clients including SBFC Finance, Arka Fincap, and Vastu Finance. Drove cross-sell through trade finance and credit structuring, supported KPI tracking, and performed term sheet negotiation and securitisation/direct assignment activities.
Manager, Indian Financial Institutions
Yes Bank Limited
Jul 2018 - Mar 2020 (1 year 8 months)
Managed relationships across Indian financial institutions, supporting lending and structured finance activities through client coverage expansion and coordinated execution. Contributed to credit evaluation and risk controls while facilitating cross-functional coordination across stakeholders.
Article Assistant
Abhishek Parwal & Associates
Nov 2014 - Oct 2017 (2 years 11 months)
Prepared CMA reports and supported statutory, tax, and branch audits, including compliance documentation. Managed income tax and service tax return filing and audit documentation for Central Bank of India.
Founder, Boho Artist
Boho Artist
Built and scaled a self-owned art venture by managing end-to-end operations and stakeholder relationships. Expanded client coverage and financing opportunities by coordinating with brokerage houses, PMS, AIFs, and FPIs.
Education
Degrees, certifications, and relevant coursework
Institute of Chartered Accountants of India (ICAI)
Chartered Accountant (CA), Chartered Accountancy
Grade: First Attempt
Qualified as a Chartered Accountant from ICAI in 2017, achieving the first attempt.
Maharshi Dayanand Saraswati University (MDS University)
Bachelor of Commerce (B.Com), Commerce
Completed a Bachelor of Commerce degree from MDS University, Ajmer in 2016.
Central Board of Secondary Education (CBSE)
Class XII (Senior Secondary), Secondary Education
Grade: 91%
Completed Class XII (CBSE) with a score of 91%.
Central Board of Secondary Education (CBSE)
Class X (Secondary), Secondary Education
Grade: CGPA 9.4
Completed Class X (CBSE) with a CGPA of 9.4.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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