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ayushi kabra

@ayushikabra

Chartered Accountant specializing in corporate banking credit underwriting and structured finance risk.

India
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What I'm looking for

I’m looking for a senior role in corporate banking where I can own credit underwriting, structured finance, and portfolio risk. I want to grow relationships, expand wallet share, and deliver disciplined NPA control in a high-accountability team.

I’m a Chartered Accountant with 7+ years of experience across corporate banking, NBFCs, and capital markets, focused on credit underwriting, structured finance, and client relationship management. As an AVP, I manage a USD 120 Mn corporate banking portfolio—driving strong asset quality and maintaining Nil NPA through rigorous risk and credit controls.

Previously, I served as a Senior Manager in the Financial Services Group at IndusInd Bank, managing USD 100 Mn NBFC relationships and leading credit evaluation and portfolio risk management. I structured and executed credit facilities across Working Capital, Term Loan, and NFB products, strengthened wallet share through FX, Trade Finance, and liability initiatives, and supported Term Sheet negotiation, securitisation/direct assignment, and cross-sell efforts.

I also bring earlier leadership experience from YES Bank as a Manager for Indian Financial Institutions, including relationship management and credit structuring. Alongside my finance career, I built and scaled a self-owned art venture (Boho Artist), managing end-to-end operations and stakeholder relationships—reinforcing my ability to grow business through disciplined execution and cross-functional collaboration.

Experience

Work history, roles, and key accomplishments

CSB Bank Limited logoCL
Current

AVP, Corporate Banking

Sep 2024 - Present (1 year 9 months)

Manage a USD 120 Mn corporate banking portfolio across leading conglomerates (e.g., Tata, Welspun, Raymond) while maintaining nil NPA asset quality through robust risk and credit controls. Structured and executed working capital, term loan, and NFB credit facilities and drove wallet share growth via FX, trade finance, and liability cross-sell.

IndusInd Bank logoIB

Senior Manager, Financial Services

IndusInd Bank

Feb 2023 - Sep 2024 (1 year 7 months)

Managed USD 100 Mn NBFC lending and structured finance relationships, leading credit evaluation and portfolio risk management for clients including SBFC Finance, Arka Fincap, and Vastu Finance. Drove cross-sell through trade finance and credit structuring, supported KPI tracking, and performed term sheet negotiation and securitisation/direct assignment activities.

Yes Bank Limited logoYL

Manager, Indian Financial Institutions

Yes Bank Limited

Jul 2018 - Mar 2020 (1 year 8 months)

Managed relationships across Indian financial institutions, supporting lending and structured finance activities through client coverage expansion and coordinated execution. Contributed to credit evaluation and risk controls while facilitating cross-functional coordination across stakeholders.

Education

Degrees, certifications, and relevant coursework

Institute of Chartered Accountants of India (ICAI) logoII

Institute of Chartered Accountants of India (ICAI)

Chartered Accountant (CA), Chartered Accountancy

Grade: First Attempt

Qualified as a Chartered Accountant from ICAI in 2017, achieving the first attempt.

Maharshi Dayanand Saraswati University (MDS University) logoMU

Maharshi Dayanand Saraswati University (MDS University)

Bachelor of Commerce (B.Com), Commerce

Completed a Bachelor of Commerce degree from MDS University, Ajmer in 2016.

Central Board of Secondary Education (CBSE) logoCC

Central Board of Secondary Education (CBSE)

Class XII (Senior Secondary), Secondary Education

Grade: 91%

Completed Class XII (CBSE) with a score of 91%.

Central Board of Secondary Education (CBSE) logoCC

Central Board of Secondary Education (CBSE)

Class X (Secondary), Secondary Education

Grade: CGPA 9.4

Completed Class X (CBSE) with a CGPA of 9.4.

Tech stack

Software and tools used professionally

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