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Anushka VermaAV
Open to opportunities

Anushka Verma

@anushkaverma4

Business Analyst bridging Product, Engineering, and delivery for onboarding, payments, and digital lending in agile squads.

India
Message

What I'm looking for

I’m looking for an agile BFSI/fintech role where I own the requirements lifecycle end-to-end, translate product goals into developer-ready stories, partner closely with engineering/QA, and deliver onboarding or payments/digital-lending features with measurable outcomes and strong compliance.

I’m a delivery-oriented Business Analyst with 3+ years of experience in agile squads within BFSI and Fintech, specializing in Onboarding, Payments, and Digital Lending platforms. I act as the bridge between Product, Engineering, and Delivery—translating business goals into well-defined, developer-ready user stories and acceptance criteria. I’m known for full backlog ownership in Jira, driving agile ceremonies, and turning requirements into measurable sprint outcomes.

At DMI Finance, I’ve owned the end-to-end requirements lifecycle for the Onboarding squad across 6+ mobile features, including MSME onboarding, insurance products, mandates, and penny drop. By maintaining backlog hygiene in Jira across 4+ concurrent workstreams, I reduced requirements ambiguity by ~30% and sprint carry-over by ~20%, while facilitating sprint execution with measurable outcomes and zero critical post-release defects. I also authored BRDs and functional specifications for KYC/AML onboarding, mapped Aadhaar and PAN verification flows to RBI regulatory standards, and conducted regulatory impact analysis to ensure compliance before release.

Before that, at Appnit Technologies, I gathered and documented requirements for digital payments verticals, authored payment gateway API integration BRDs, and validated REST API responses against acceptance criteria in Postman pre-QA handoff. I enjoy proactive gap analysis, structured collaboration across QA and backend engineers, and using data (like WebEngage analytics) to shape product and roadmap decisions. I’m most energized when I can reduce ambiguity early, improve delivery predictability, and help teams ship high-quality financial features with confidence.

Experience

Work history, roles, and key accomplishments

DL
Current

Business Analyst

DMI Finance Pvt. Ltd.

May 2024 - Present (2 years 2 months)

Owned end-to-end requirements for the Onboarding squad on a mobile-first digital lending platform, including backlog refinement, UAT sign-off, and facilitation of agile ceremonies for multiple feature releases. Authored BRDs and functional specifications for KYC/AML onboarding aligned to RBI standards and conducted regulatory impact analysis for core banking changes.

AT

Associate Business Analyst

Appnit Technologies

Jul 2023 - Apr 2024 (9 months)

Gathered and documented requirements for digital payments (mobile recharge, DTH recharge, and utility bill payments), authoring Jira epics and user stories to support parallel agile squads. Wrote payment gateway API integration BRDs, validated REST API responses in Postman against acceptance criteria, and used transaction log findings to create targeted backlog tickets.

Education

Degrees, certifications, and relevant coursework

JSS Academy of Technical Education logoJE

JSS Academy of Technical Education

Bachelor of Technology (B.Tech), Computer Science & Engineering

2019 - 2023

Grade: 8.56/10.0

Completed a B.Tech in Computer Science & Engineering (CGPA 8.56/10.0) at JSS Academy of Technical Education.

Tech stack

Software and tools used professionally

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