Anushka Verma
@anushkaverma4
Business Analyst bridging Product, Engineering, and delivery for onboarding, payments, and digital lending in agile squads.
What I'm looking for
I’m a delivery-oriented Business Analyst with 3+ years of experience in agile squads within BFSI and Fintech, specializing in Onboarding, Payments, and Digital Lending platforms. I act as the bridge between Product, Engineering, and Delivery—translating business goals into well-defined, developer-ready user stories and acceptance criteria. I’m known for full backlog ownership in Jira, driving agile ceremonies, and turning requirements into measurable sprint outcomes.
At DMI Finance, I’ve owned the end-to-end requirements lifecycle for the Onboarding squad across 6+ mobile features, including MSME onboarding, insurance products, mandates, and penny drop. By maintaining backlog hygiene in Jira across 4+ concurrent workstreams, I reduced requirements ambiguity by ~30% and sprint carry-over by ~20%, while facilitating sprint execution with measurable outcomes and zero critical post-release defects. I also authored BRDs and functional specifications for KYC/AML onboarding, mapped Aadhaar and PAN verification flows to RBI regulatory standards, and conducted regulatory impact analysis to ensure compliance before release.
Before that, at Appnit Technologies, I gathered and documented requirements for digital payments verticals, authored payment gateway API integration BRDs, and validated REST API responses against acceptance criteria in Postman pre-QA handoff. I enjoy proactive gap analysis, structured collaboration across QA and backend engineers, and using data (like WebEngage analytics) to shape product and roadmap decisions. I’m most energized when I can reduce ambiguity early, improve delivery predictability, and help teams ship high-quality financial features with confidence.
Experience
Work history, roles, and key accomplishments
Business Analyst
DMI Finance Pvt. Ltd.
May 2024 - Present (2 years 2 months)
Owned end-to-end requirements for the Onboarding squad on a mobile-first digital lending platform, including backlog refinement, UAT sign-off, and facilitation of agile ceremonies for multiple feature releases. Authored BRDs and functional specifications for KYC/AML onboarding aligned to RBI standards and conducted regulatory impact analysis for core banking changes.
Associate Business Analyst
Appnit Technologies
Jul 2023 - Apr 2024 (9 months)
Gathered and documented requirements for digital payments (mobile recharge, DTH recharge, and utility bill payments), authoring Jira epics and user stories to support parallel agile squads. Wrote payment gateway API integration BRDs, validated REST API responses in Postman against acceptance criteria, and used transaction log findings to create targeted backlog tickets.
Education
Degrees, certifications, and relevant coursework
JSS Academy of Technical Education
Bachelor of Technology (B.Tech), Computer Science & Engineering
2019 - 2023
Grade: 8.56/10.0
Completed a B.Tech in Computer Science & Engineering (CGPA 8.56/10.0) at JSS Academy of Technical Education.
Availability
Location
Authorized to work in
Job categories
Skills
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