Aniruddha Kale

I’m a solution architect and hands-on engineering leader with 16+ years of experience designing, building, and scaling PCI-compliant payment gateways and multi-tenant SaaS platforms. Since 2018, I’ve led architecture and development for a fintech payment gateway and SaaS eCommerce product—defining system architecture, selecting the technology stack, designing data models, setting the security approach, and owning API design and code quality.

I architect high-availability AWS infrastructure and keep delivery practical by making early technical risk calls and translating business requirements into scoped, reviewable work. I’ve built end-to-end payment capabilities (authorization, capture, void, refunds, hosted payment pages, card-on-file vaulting, recurring billing, and virtual terminal), designed REST API structures for payments/settlement and integrations, and strengthened quality through TDD, unit testing, and CI/CD with GitHub Actions. I also mentor in-house and contract developers, enforce coding standards, and align teams on secure handling of cardholder data.