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Andrey Stefanov

@andreystefanov

Message

Highly motivated Fraud Analyst with 8+ years of experience.

Austria

Message

Highly motivated and results-oriented Fraud Analyst with 8+ years of experience in financial and e-commerce fraud prevention. I have a proven ability to identify and mitigate fraud risks, develop and implement anti-fraud strategies, and leverage data analysis to optimize risk assessments. Throughout my career, I have led and managed high-performance teams in the field of risk acquiring, specializing in fraud prevention, chargeback management, and risk onboarding. I have a track record of successfully navigating changes in the regulatory landscape and implementing effective risk strategies. I am now seeking a challenging position at a company where I can utilize my expertise to contribute to its continued growth and success.

I have a strong background in analyzing and reviewing reports of suspected fraudulent activity, identifying potential fraudulent transactions and fraud rings/patterns, and developing and implementing rules on anti-fraud and risk tools. I am proficient in using tools such as SQL, Excel, and Tableau for fraud analysis and reporting. I have also demonstrated expertise in AML and KYC compliance procedures, as well as in creating and maintaining risk-related policies and procedures.

Experience

Work history, roles, and key accomplishments

Current

Team Lead Risk Acquiring

Current

Unzer GmbH

Dec 2023 - Present (1 year 7 months)

Leading and managing a high-performance team in the field of risk acquiring, specializing in fraud prevention, chargeback management, and risk onboarding.

Fraud Prevention Chargebacks Risk Management Team Management Fraud Management Fraud Analysis

Senior Merchant Risk Manager

Unzer GmbH

Aug 2023 - Dec 2023 (4 months)

Managing the merchant risk program, including identification, assessment, mitigation, and monitoring of risks associated with payment card processing, alternative payments, and fraud prevention.

Fraud Prevention Fraud Investigation Risk Management

Fraud Analyst

Unzer GmbH

Jul 2022 - Aug 2023 (1 year 1 month)

Reviewing and analyzing reports of suspected fraudulent activity, identifying potential fraudulent transactions and fraud rings/patterns, and implementing rules on the company's anti-fraud tools.

Fraud SQL Excel Fraud Management Fraud Prevention Fraud Detection Fraud Analysis

Risk Manager

Monneo Ltd

Dec 2021 - Jun 2022 (6 months)

Monitoring and overseeing risk and fraud-related tasks, managing merchant fraud and chargeback processes, and analyzing and optimizing merchant transactions.

Risk Management Fraud Management Chargebacks Compliance Fraud Analysis Fraud Detection

Senior Fraud and Risk Analyst

eMerchantPay LTD

Jul 2019 - Dec 2021 (2 years 5 months)

Analyzing and reviewing reports of suspected fraudulent activity, designing and implementing rules based on customer/merchant activities, and performing AML and KYC compliance procedures.

SQL Excel AML KYC

Card fraud and disputes specialist

UniCredit Bulbank AD

Oct 2017 - Jul 2019 (1 year 9 months)

Conducting monitoring and analysis of merchant and cardholder transactions, investigating alerts and fraud cases, and analyzing cardholder spending behavior.

Fraud

Card Administration Specialist

UniCredit Bulbank AD

Jul 2015 - Oct 2017 (2 years 3 months)

Activating and blocking bank cards, responding to inquiries related to bank cards, and making incoming and outgoing correspondence with a branch network.