I currently lead commercial banking API integration and digital transformation at Bits In Glass for a Tier-1 global bank, defining business capabilities, Target Operating Models, API contracts, and implementation-ready functional architecture.
Previously at Ernst & Young, I partnered with Finance stakeholders on enterprise profitability and cost allocation, translating business cost and revenue drivers into governed data specifications and BigQuery reporting solutions.
Across Capgemini, Tata Consultancy Services, Homeward Residential, and eClerx, I delivered retail banking transformation, Basel III risk reporting validation, mortgage regulatory requirements, and corporate lending process improvements. My work spans business architecture, data stewardship, regulatory reporting, and cross-functional Agile delivery.
I've helped launch a major retail bank's My Money Portal, contributing to a 6% increase in customer acquisition and 3% growth in product cross-selling. I've also supported process standardization and operational integration initiatives that delivered measurable annual savings and faster turnaround times.

