Akshata Pagad
@akshatapagad
Detail-oriented commercial banking portfolio coordinator specializing in credit risk, collateral analysis, and regulatory reporting compliance.
IndiaWhat I'm looking for
I’m a detail-oriented commercial banking portfolio coordinator focused on credit underwriting, risk assessment, and collateral management. At Wells Fargo in Bengaluru, I managed regulatory and quarterly financial reporting, ensuring compliance with Federal Reserve requirements while providing subject matter expertise across Commercial & Industrial (C&I) lending and CRE underwriting.
I’ve also led operational improvements—designing process efficiencies that improved reporting accuracy and timeliness—and supported team performance by mentoring and training analysts. Previously at IBM, I managed payment processing, invoice audits, and financial closings across multiple regions, strengthening my ability to reconcile systems of records and keep reporting audit-ready.
Experience
Work history, roles, and key accomplishments
Managed quarterly financial reporting for commercial banking clients with loan commitments and ensured compliance with Federal Reserve requirements. Led a team of six and improved reporting accuracy and timeliness for C&I lending and CRE underwriting.
Assessed collateral-backed loans by analyzing NOI, occupancy rates, and loan-to-value (LTV) ratios, and prepared annual and interim credit reports. Reconciled system of records (SORs) with legal documents, performed risk analysis for treasury management products, and conducted quality control checks while training team members.
Managed payment processing, including electronic payments and credit note reconciliations, and ensured accurate financial closings and cash flow reporting across multiple regions. Conducted invoice audits, streamlined payment proposals, and led process improvement initiatives to optimize financial operations.
Education
Degrees, certifications, and relevant coursework
IBMR College
Master of Business Administration, Finance & Capital Markets
Completed an MBA in Finance & Capital Markets at IBMR College, Hubli in Dec 2023.
JG College of Commerce
Bachelor of Commerce, Commerce
Completed a Bachelor of Commerce at JG College of Commerce, Hubli in June 2018.
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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