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AHVIENIESH User

@ahvienieshuser

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Transaction Monitoring Officer specializing in AML/CTF compliance, risk-based monitoring, and regulatory reporting.

Malaysia

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What I'm looking for

I’m looking to deepen my AML/CTF transaction monitoring and compliance impact in a team that values robust documentation, regulatory accuracy (BNM/FIU), and continuous improvement—where I can help safeguard the financial system and grow fast.

I’m a dedicated AML/CTF compliance professional with over 1+ year of experience across traditional investment banking and dynamic fintech environments. I manage the end-to-end compliance lifecycle—onboarding support through KYC, KYB, and Enhanced Due Diligence, plus ongoing monitoring with Suspicious Activity investigations, Transaction Monitoring, and Sanctions Screening.

In my current role, I’ve led the build-out of a comprehensive AML/CTF group-level compliance framework for a multi-jurisdiction fintech, translating AML/CTF transaction monitoring logic into a screening system that processed over 8 million transactions. I also author and validate STR submissions for MLRO/FIU workflows, strengthen SOPs and audit-ready documentation (including blockchain analysis thresholds), and keep risk-based monitoring frameworks aligned with evolving regulatory requirements.

Experience

Work history, roles, and key accomplishments

Current

Transaction Monitoring Officer

Current

Infinity Union Expert Sdn Bhd

Jun 2025 - Present (11 months)

Built a group-level AML/CTF compliance framework across multiple jurisdictions, developing policies, systems, and investigative workflows. Translated transaction monitoring logic into a screening system covering 8+ million transactions and authored SOPs for KYC/KYB/EDD, Travel Rule, and Blockchain analysis thresholds.

Transaction Monitoring Risk Based Approach (RBA)KYC Sanctions Screening SOP Development

Islamic Product Development Analyst

Bay Group Holdings Sdn Bhd

Mar 2025 - Jun 2025 (3 months)

Developed Shariah-compliant and ESG-focused supply chain and peer-to-peer financing products through cross-functional collaboration. Performed KYC/CDD verification for onboarding and supported Shariah audits for P2P and supply chain financing offerings.

Shariah Compliant Product Development ESG Focused Financing Structuring KYC Shariah Audit Support Cross Functional Collaboration

AML Financial Crime Compliance Trainee

Kenanga Investment Bank Berhad

Sep 2024 - Feb 2025 (5 months)

Supported the Group Financial Crime Compliance team with regulatory compliance and financial crime risk mitigation. Managed PEP list uploads to transaction monitoring systems, handled enforcement agency orders (Order 21 and Order 48), and validated STRs for predicate offences and transaction integrity.

PEP List Management Transaction Monitoring STR Order 21 Handling Order 48 Handling Predicate Offence Assessment Enforcement Database Screening Regulatory Compliance

InvestED NextGen Talent Trainee

Securities Commission of Malaysia

Aug 2024 - Sep 2024 (1 month)

Completed training in capital market governance, Shariah risk, Maqasid Shariah, and financial reporting. Transitioned into an on-the-job placement at Kenanga Investment Bank’s GFCC as part of the InvestED programme requirements.

Capital Governance Shariah Risk Maqasid Shariah Financial Reporting InvestED Programme Training GFCC On The Job Placement Exposure

ASPAC Finance Billing Intern

Airswift Malaysia

Mar 2024 - Jul 2024 (4 months)

Processed client invoices and credit notes for ASPAC countries and monitored recharges with billing coordinators. Ensured contract and operating-procedure compliance while maintaining organised documentation and adherence to financial regulations.

Invoice Processing Credit Note Management Recharge Monitoring Contract Compliance Financial Regulations Billing Operations

Accommodation Facilitator Intern

Brachtia Maju

Dec 2019 - May 2020 (5 months)

Supported accommodation management operations by resolving facilities-related matters within the office assistant role. Optimised resource use and maintained the accommodation management system to support student welfare and departmental functions.

Student Accommodation Operations Facilities Issue Resolution Accommodation Management System Upkeep Resource Management Office Administration

Education

Degrees, certifications, and relevant coursework

Universiti Tun Abdul Razak (UNIRAZAK)

Bachelor of Business Administration (Honours), Islamic Banking & Finance

Grade: CGPA 3.70/4.00 (First Class Honours)

Activities and societies: Vice President, Unirazak Indian Club (UIC); Media & Communication Head, Unirazak Shuttlerz Badminton Club (URSBC).

Earned a Bachelor of Business Administration (Honours) in Islamic Banking & Finance from Universiti Tun Abdul Razak, graduating in November 2024 with First Class Honours (CGPA 3.70/4.00) and Dean's List recognition.