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Ady User

@adyuser

I turn financial and on-chain data into actionable risk insights.

Bolivia
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What I'm looking for

I'm seeking a remote role in quantitative risk or DeFi analytics where I can apply financial engineering, data analysis, and on-chain research to produce rigorous, actionable insights.

I've applied financial engineering and data analysis across corporate banking, insurance, and blockchain research, with an MBA in AI and Big Data from the University of São Paulo.

At BCP Bolivia, I systematized a corporate client database and corrected a misclassified 40% delinquency rate to its true 7% level. I also conducted credit analysis, financial due diligence, and risk presentations for corporate accounts and credit-line approvals.

At Nacional Seguros and BNB Valores, I assessed underwriting risk for construction companies, built annual portfolio forecasts, and developed valuation models for M&A-related analysis.

More recently, I've researched DePIN and tokenization at Depinhouse and built an explainable machine-learning pipeline for on-chain data valuation across DeFi assets. I'm seeking remote quantitative risk or DeFi analytics work where I can turn rigorous research into practical decisions.

Experience

Work history, roles, and key accomplishments

BS

Investment Banking Assistant

BNB Valores S.A.

Aug 2022 - Dec 2022 (4 months)

Analyzed financial statements and market performance for client companies, assessing risk exposure for M&A processes. Built financial projections and valuation models using advanced Excel.

Education

Degrees, certifications, and relevant coursework

UP

University of São Paulo

MBA, AI and Big Data

2025 -

MBA in AI and Big Data with a thesis on on-chain information pricing and explainable AI models. Defense scheduled for August 2026.

GF

GFLAC

Youth Program for Sustainable Finance, Sustainable Finance

2025 - 2025

Selected participant in the Youth Program for Sustainable Finance.

SH

SheFi

SheFi Cohort 11, Web3 & DeFi

2024 - 2024

Scholar in SheFi Cohort 11, a program focused on Women in Web3 & DeFi.

CR

Cryptoversidad

Cryptocurrency & Blockchain Program, Cryptocurrency & Blockchain

2024 - 2024

Scholar in the Cryptocurrency & Blockchain Program.

CR

Crehana

Corporate Finance: Financial Modeling, Corporate Finance

2022 - 2022

Completed Corporate Finance: Financial Modeling training.

UB

Universidad Privada Boliviana

B.Sc., Financial Engineering

2016 - 2021

Grade: Graduated with Honors

Activities and societies: Scholarship recipient; Research assistant in Sustainable Finance.

B.Sc. in Financial Engineering, graduated with honors. Recipient of a scholarship and worked as a research assistant in Sustainable Finance.

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