Open to opportunities

ABHIJEET MANDAL

@abhijeetmandal1

Message

I evaluate car-loan credit risk, strengthen compliance, and improve portfolio reporting.

India

Message

What I'm looking for

I'm seeking a Credit Manager role where I can apply credit evaluation, loan underwriting, financial risk analysis, compliance, and portfolio management skills to assess diverse loan products and support high-quality lending decisions.

At IDFC FIRST BANK, I conduct end-to-end credit evaluation and underwriting for car-loan cases, assessing income, credit history, and financial documents to support sound lending decisions.

I monitor portfolio delinquency, communicate with customers to address repayment concerns, and manage KYC, documentation, RBI compliance, and internal operational guidelines. I also lead five sales officers while maintaining portfolio quality and supporting car-loan disbursements.

Previously at FLCS – Future Leading Consultancy Service, I reconciled financial data across 12+ monthly cycles with 99% accuracy, investigated over 2 crore in payables and receivables, and supported forecasting, budgeting, and financial risk planning.

I build practical reporting tools using Excel, Google Sheets, Tableau, Power BI, and Salesforce CRM. My dashboards, financial models, and automated MIS reporting have reduced manual reporting effort while improving governance and risk visibility.

Experience

Work history, roles, and key accomplishments

Current

Management Trainee – Car Loan Manager

Current

IDFC FIRST Bank

Nov 2025 - Present (10 months)

Conducted end-to-end credit evaluation and underwriting of car loan cases, assessing applicant eligibility based on income, credit history, and financial documents. Performed delinquency analysis and managed KYC verification, documentation, and compliance with RBI guidelines.

Credit Evaluation Loan Underwriting KYC Compliance MIS Reporting Excel Google Sheets Team Leadership