Rahul shakya
@rahulshakya3
I evaluate credit risk and streamline fintech loan operations.
IndiaWhat I'm looking for
I'm currently driving credit risk, underwriting, and loan operations at Edgro Finance Pvt. Ltd. (Propelld), where I evaluate applications using the 5C Framework, assess financial statements and CIBIL reports, and document sound credit decisions.
I've helped reduce loan approval turnaround time by 15% through streamlined KYC and underwriting processes, while managing syndicated loan servicing, SWIFT payments, reconciliations, billing, and facility monitoring with zero reconciliation breaks.
Previously at Propelld, I supported a 30% year-over-year increase in loan disbursements and 25% client portfolio growth through credit strategy, institutional partnerships, and Salesforce-driven workflows. I bring experience across fintech lending, NBFC operations, financial analysis, compliance, and stakeholder management.
Experience
Work history, roles, and key accomplishments
Manager – I (Credit Risk, Underwriting & Loan Operations)
Edgro Finance Pvt. Ltd. (Propelld)
Aug 2024 - Present (2 years 1 month)
Apply the 5C Framework for credit decisions, evaluate loan applications, and manage end-to-end loan servicing. Collaborate with cross-functional teams to streamline processes and reduce approval turnaround time by 15%.
Manager – I (Business Development & Loan Operations)
Propelld
Dec 2021 - Jul 2024 (2 years 7 months)
Led risk assessment and verification processes, developed sales and credit strategies that increased loan disbursements by 30% year-over-year, and built institutional partner relationships contributing to 25% growth in client portfolio.
Sales & Business Development Associate
Max Financial Services Limited
Jun 2021 - Oct 2021 (4 months)
Generated high-quality leads through targeted outreach, achieving a 15% conversion rate, and supported client pitches contributing to a 10% increase in customer acquisitions.
Senior Accounts Officer
M/s Shubham Associates
Jan 2019 - May 2021 (2 years 4 months)
Managed accounting operations using Tally with 100% accuracy in financial reporting and audits, and streamlined office processes boosting operational efficiency by 20%.
Education
Degrees, certifications, and relevant coursework
Jiwaji University
Master of Business Administration, Finance and Marketing
MBA in Finance and Marketing from Jiwaji University, completed in 2021.
Jiwaji University
Bachelor of Science, Computer Science
Bachelor of Science in Computer Science from Jiwaji University, completed in 2018.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Social media
Job categories
Skills
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